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First-time buyer guide

Buying your first home in BC? Start here.

This page gives you the overview. Free interactive lessons with quizzes go deeper on every topic below.

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Common questions before starting

Answers to what first-time buyers usually ask before they commit to a next step.

Go to Academy

Free bite-sized lessons about buying a home in BC. Quizzes, scenarios, and real government sources.

Four things to get right before you buy

Free lessons with quizzes cover each of these topics in detail. Here is the overview.

Advisory focus

Fix your numbers before the search

Real affordability is not your pre-approval ceiling. It is the payment you can carry without changing your life. The buyer lesson walks you through setting this number.

Advisory focus

Narrow criteria before you see listings

Decide what matters before you start looking. Otherwise every listing bends your preferences. The search criteria lesson helps you lock this down.

Advisory focus

Compare total ownership cost, not just price

Strata fees, tax, maintenance, resale risk. Every property has costs beyond the mortgage. The comparison lesson teaches you how to stack them side by side.

Advisory focus

Structure the offer to protect you

The goal is not the cheapest price. It is an offer that protects you if something turns out differently than expected. The offer lesson covers exactly how.