About this home

Rare Downtown Summerland Commercial Opportunity! This is a unique chance to own a landmark mixed-use building in the heart of downtown Summerland. Ideally situated on Main Street with excellent visibility and foot traffic, this property has been home to successful bakeries since the 1940s and is a well-recognized part of the community. Situated on two titles, the property offers 2,589 sq. ft. of commercial space on the main level, currently occupied by the highly successful Summerland Bakehouse Co. Ltd., a thriving local business for more than 12 years. Above, you'll find a spacious 2,161 sq. ft. residential apartment featuring 5 bedrooms, 2 bathrooms, a generous living room, dining area, kitchen, laundry room, and a private rear deck. This versatile property presents numerous opportunities for investors and owner-occupiers alike. Continue utilizing the upper level as a rental residence or explore the potential for additional residential units to maximize income potential, subject to applicable approvals. Additional features include ample rear parking with convenient laneway access, excellent exposure, and a high-profile downtown location. Don't miss this rare opportunity to own one of Summerland's iconic mixed-use buildings. Contact the Listing REALTOR; today for more information and to arrange your private viewing. DUPLICATE LISTING.

Property details

5

Beds

2 full

Baths

2,161 ft²

Floor area

1940

Year built

1

Storey

6

Parking

$8,205/yr

Gross tax

Location & structure

Single Family

Type

Main Town

Area

Listed

June 26, 2026

Structure

Apartment

PID

012-178-748

Property highlights

Mountain view

City view

Features & inclusions

Heating

Baseboard heaters, Forced air

Roof

Asphalt shingle, Other, Unknown

Parking

Rear, Street

Additional details

Common interest

Freehold

Nearby & Commute

4 min

walk to Nesters Market

19 min

bike to Prairie Valley Station

1h 2m

walk to Prairie Valley Station

10h 2m

drive to downtown Vancouver

Estimated travel times. Map data © OpenStreetMap contributors.

Most listed

Detached · 44%

Documents and due diligence

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Property disclosure statement

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Title search

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Inspection reports

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Building and renovation permits

Confirm that significant work was properly permitted.

Survey or site plan

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Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.

Financial overview

A clearer view of the monthly and upfront costs connected to this home.

Monthly ownership costs

Estimated monthly total

Calculated estimate

$4,992

Principal and interest

Calculated estimate

$4,158

Property tax

Listing data

$684/mo

Home insurance

Assumption

$150/mo

Purchase snapshot

List price

Listing data

$899,000

Down payment

Calculated estimate

$179,800 (20%)

Estimated mortgage

Calculated estimate

$719,200

Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.

Mortgage estimate

Tax from listing

Est. monthly total

$4,992

/mo

Rate

%

Amortization

Principal and interest

$4,158

Property tax

$684

P&I

Tax

Down payment

$179,800 (20%)

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Licensed Mortgage Broker

This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $179,800 down (20%) on $899,000, Canadian semi-annual compounding. Property tax sourced from listing. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.

Detached	59	44.0%
Condo / Apartment	22	16.4%
Land	22	16.4%
Townhouse	9	6.7%
Other	7	5.2%
Other	15	11.2%

Under $5,000	10	3.2%
$10,000 to $14,999	5	1.6%
$15,000 to $19,999	10	3.2%
$20,000 to $24,999	25	7.9%
$25,000 to $29,999	15	4.8%
$30,000 to $34,999	20	6.3%
$35,000 to $39,999	25	7.9%
$40,000 to $44,999	15	4.8%
$45,000 to $49,999	15	4.8%
$50,000 to $59,999	30	9.5%
$60,000 to $69,999	25	7.9%
$70,000 to $79,999	20	6.3%
$80,000 to $89,999	20	6.3%
$90,000 to $99,999	15	4.8%
$100,000 to $124,999	25	7.9%
$125,000 to $149,999	10	3.2%
$150,000 to $199,999	20	6.3%
$200,000 and over	10	3.2%

Detached	59	44.0%
Condo / Apartment	22	16.4%
Land	22	16.4%
Townhouse	9	6.7%
Other	7	5.2%
Other	15	11.2%

Under $5,000	10	3.2%
$10,000 to $14,999	5	1.6%
$15,000 to $19,999	10	3.2%
$20,000 to $24,999	25	7.9%
$25,000 to $29,999	15	4.8%
$30,000 to $34,999	20	6.3%
$35,000 to $39,999	25	7.9%
$40,000 to $44,999	15	4.8%
$45,000 to $49,999	15	4.8%
$50,000 to $59,999	30	9.5%
$60,000 to $69,999	25	7.9%
$70,000 to $79,999	20	6.3%
$80,000 to $89,999	20	6.3%
$90,000 to $99,999	15	4.8%
$100,000 to $124,999	25	7.9%
$125,000 to $149,999	10	3.2%
$150,000 to $199,999	20	6.3%
$200,000 and over	10	3.2%

10110 Main Street

10110 Main Street

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