Tools
Real estate calculators for BC
No account needed.
Buying
13 tools
- Mortgage paymentPrincipal, interest, property tax and strata, at the rate you choose.No account
- Stress testCheck if your payment fits at the qualifying rate.No account
- Affordability estimateEstimate your price from three answers, with no credit check.No account
- What you can affordYour top price from income and savings, at the typical contract rate.No account
- Rent vs buyThe year owning starts to cost less than renting.No account
- Rent vs mortgageThe price your rent could cover, at the posted 5-year rate.No account
- Cost of buyingThe minimum down payment plus closing costs.No account
- Property transfer taxBC transfer tax on your price, with the first-time buyer and newly built exemptions.No account
- GST on a new homeThe GST on a new build, and what the new housing and first-time buyer rebates give back.No account
- Closing costsAn itemised range for everything you pay on completion in BC.No account
- BC property taxesTransfer tax when you buy, speculation tax while you own, capital gains when you sell.No account
- Speculation and vacancy taxWhether an empty BC home owes the tax, and what it costs.No account
- First-time buyer programsWhich BC and federal programs apply to you.No account
Selling
5 tools
- What your home is worthA starting range from comparable homes listed nearby.No account
- Cost of sellingCommission, GST, legal and discharge fees when you sell in BC.No account
- Net proceedsWhat you keep after commission, mortgage payout and fees.No account
- Sell now or waitWhat each extra month of ownership costs, and the price move that breaks even.No account
- BC home flipping taxThe provincial tax on a home sold within two years, and the date it falls to zero.No account
Comparing homes
3 tools
- Find homes like this oneThe three closest active listings to any home, and how they compare.No account
- Compare homesTwo to four homes side by side: price, space, fees and taxes.No account
- Strata fees and depreciation reportsWhat strata owners pay across BC, and what a building’s age means for its report.No account
In your dashboard
Prepared by
Written and maintained by Ray Rasouli, REALTOR®, licensed in British Columbia and founder of Relta Real Estate.
Data
Source: BC Government, CRA and CMHC rules, and active listings from the MLS® Reciprocity feed.
CorrectionsReport a correction
General information, not legal, tax or financial advice.