4320 Gulch Road
Naramata · V0H1N0
$7,881/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Naramata · V0H1N0
$7,881/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
Some homes offer a place to live. This one offers a way of life. Perched above Okanagan Lake on the coveted Naramata Bench, this updated 4-bedroom, 2-bathroom home captures breathtaking lake and vineyard views that make every day feel extraordinary. From morning coffee overlooking the water to evenings spent entertaining under endless Okanagan skies, the expansive outdoor living space is designed for unforgettable moments of long table dining. Inside, thoughtful updates blend comfort and character, while the partially finished basement offers easy suite potential or space to create something uniquely your own. The detached guest house—formerly a boutique tasting room with its own half bath—adds incredible flexibility as a fifth bedroom, studio, home business, guest retreat, or gym. Set on nearly 4 acres, the property invites you to embrace the homestead lifestyle at your own pace. A heritage orchard with a variety of fruit trees, vegetable garden, custom greenhouse, and chicken coop create an idyllic setting, while a maintenance-free lease is available on 2.5 acres of established organic Chardonnay and Gamay vines, allowing you to enjoy the romance of wine country without the work. Just a short walk to the Village's beaches, local eateries, shops, general store, and school, this is where the best of the Okanagan comes together—spectacular scenery, a welcoming community, award-winning wineries, and the rare opportunity to live a life that is as peaceful as it is inspiring.
5
Beds
2 full
Baths
2,836 ft²
Floor area
1974
Year built
2
Storeys
4
Parking
$3,969/yr
Gross tax
Single Family
Type
Full
Basement
Yes
Garage
2
Fireplaces
Naramata Village
Area
Ranch
Style
Listed
July 10, 2026
Style
Ranch
Basement
Full
Structure
House
PID
027-028-984
Property highlights
Mountain view
Gym
Features & inclusions
Appliances
Refrigerator, Range - Gas, Dishwasher, Washer & Dryer
Heating
Heat Pump, Baseboard heaters, Stove, Electric, Wood
Cooling
Heat Pump
Flooring
Tile, Hardwood, Carpeted, Mixed Flooring
Roof
Asphalt shingle, Unknown
Parking
Attached Garage, Detached Garage, RV, Additional Parking
Lot
Private setting, Balcony
Community
Rural Setting, Rentals Allowed
Common interest
Freehold
Nearby & Commute
1h 25m
walk to IGA
49 min
bike to Prairie Valley Station
2h 43m
walk to Prairie Valley Station
10h 18m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Land · 45%
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$7,881
Principal and interest
Calculated estimate
$7,400
Property tax
Listing data
$331/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,599,900
Down payment
Calculated estimate
$319,980 (20%)
Estimated mortgage
Calculated estimate
$1,279,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Tax from listing
Est. monthly total
$7,881
/mo
Rate
%
Amortization
Principal and interest
$7,400
Property tax
$331
P&I
Tax
Down payment
$319,980 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker

This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $319,980 down (20%) on $1,599,900, Canadian semi-annual compounding. Property tax sourced from listing. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
| Land | 27 | 45.0% |
| Detached | 22 | 36.7% |
| Farm | 8 | 13.3% |
| Other | 2 | 3.3% |
| Townhouse | 1 | 1.7% |
| $20,000 to $24,999 | 10 | 4.8% |
| $25,000 to $29,999 | 10 | 4.8% |
| $30,000 to $34,999 | 5 | 2.4% |
| $35,000 to $39,999 | 15 | 7.1% |
| $45,000 to $49,999 | 10 | 4.8% |
| $50,000 to $59,999 | 25 | 11.9% |
| $60,000 to $69,999 | 20 | 9.5% |
| $70,000 to $79,999 | 10 | 4.8% |
| $80,000 to $89,999 | 20 | 9.5% |
| $90,000 to $99,999 | 15 | 7.1% |
| $100,000 to $124,999 | 20 | 9.5% |
| $125,000 to $149,999 | 20 | 9.5% |
| $150,000 to $199,999 | 15 | 7.1% |
| $200,000 and over | 15 | 7.1% |
$1,659,000
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2 ba
2,864 sqft
$579/sqft
Built 1971
MLS® R3120917
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$1,598,000
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Richmond · Residential
5 bd
2 ba
3,166 sqft
$505/sqft
Built 1970
MLS® R3127431
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Port Coquitlam · Residential
5 bd
2 ba
2,412 sqft
$659/sqft
Built 1969
MLS® R3146257
Royal Pacific Realty (Kingsway) Ltd.