About this home

Fully updated and remodelled 3 bed 2 bath character home in the 100 Houses neighbourhood of Lake Cowichan with lofted detached guest quarters, 188 sq ft “Catio” or enclosed sun porch, covered outdoor workshop, tool shed, wood shed, greenhouse, raised garden beds, treehouse, fruit trees and so much more! Steps away from hiking on the Trans Canada Trail and one street away from a park with a playground this family friendly one level homes also has phenomenal mountain views. Home has updated 200 amp electrical service, refinished original fir floors. Concrete counters in kitchen, island and bathrooms. See info package for full list of reno’s and updates. Cute as a button 350 sq guest cottage sleeps 4, has heated bathroom floor, custom tiled shower and convenient gated access through back lane and engineered hardwood flooring in the loft. Enjoy Asian pears, apples, plums, blueberries, raspberries and herbs from your very own organic yard with multiple raised garden beds.

Property details

4

Beds

3 full

Baths

1,532 ft²

Floor area

7,500 ft²

Lot size

1953

Year built

$3,526/yr

Gross tax

Location & structure

Single Family

Type

1

Fireplace

Lake Cowichan

Area

Character

Style

Listed

July 15, 2026

Style

Character

Structure

House

PID

000-410-128

Property highlights

Mountain view

Hardwood floors

Features & inclusions

Appliances

Washer, Refrigerator, Range - Electric, Dryer, Freezer

Heating

Baseboard heaters, Electric

Cooling

None

Parking

Open

Lot

Southern exposure, Other, Marine Oriented

Additional details

Common interest

Freehold

Nearby & Commute

14 min

walk to Country Grocer

2h

bike to nearest SkyTrain station

6h 41m

walk to nearest SkyTrain station

3h 25m

drive to downtown Vancouver

Estimated travel times. Map data © OpenStreetMap contributors.

Most listed

Detached · 59%

Documents and due diligence

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Property disclosure statement

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Title search

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Inspection reports

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Building and renovation permits

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Survey or site plan

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Financial overview

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Monthly ownership costs

Estimated monthly total

Calculated estimate

$3,538

Principal and interest

Calculated estimate

$3,094

Property tax

Listing data

$294/mo

Home insurance

Assumption

$150/mo

Purchase snapshot

List price

Listing data

$669,000

Down payment

Calculated estimate

$133,800 (20%)

Estimated mortgage

Calculated estimate

$535,200

Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.

Mortgage estimate

Tax from listing

Est. monthly total

$3,538

/mo

Rate

%

Amortization

Principal and interest

$3,094

Property tax

$294

P&I

Tax

Down payment

$133,800 (20%)

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Licensed Mortgage Broker

This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $133,800 down (20%) on $669,000, Canadian semi-annual compounding. Property tax sourced from listing. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.

Detached	37	58.7%
Land	9	14.3%
Townhouse	6	9.5%
Condo / Apartment	3	4.8%
Mobile home	3	4.8%
Other	5	7.9%

$20,000 to $24,999	10	5.1%
$25,000 to $29,999	5	2.6%
$35,000 to $39,999	15	7.7%
$40,000 to $44,999	15	7.7%
$45,000 to $49,999	5	2.6%
$50,000 to $59,999	25	12.8%
$60,000 to $69,999	15	7.7%
$70,000 to $79,999	25	12.8%
$80,000 to $89,999	10	5.1%
$90,000 to $99,999	15	7.7%
$100,000 to $124,999	20	10.3%
$125,000 to $149,999	20	10.3%
$150,000 to $199,999	10	5.1%
$200,000 and over	5	2.6%

Detached	37	58.7%
Land	9	14.3%
Townhouse	6	9.5%
Condo / Apartment	3	4.8%
Mobile home	3	4.8%
Other	5	7.9%

$20,000 to $24,999	10	5.1%
$25,000 to $29,999	5	2.6%
$35,000 to $39,999	15	7.7%
$40,000 to $44,999	15	7.7%
$45,000 to $49,999	5	2.6%
$50,000 to $59,999	25	12.8%
$60,000 to $69,999	15	7.7%
$70,000 to $79,999	25	12.8%
$80,000 to $89,999	10	5.1%
$90,000 to $99,999	15	7.7%
$100,000 to $124,999	20	10.3%
$125,000 to $149,999	20	10.3%
$150,000 to $199,999	10	5.1%
$200,000 and over	5	2.6%

40 Hemlock Street

40 Hemlock Street

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