Lake Cowichan · V0R2G1
$3,348/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Welcome to this spacious 4-bedroom, 3-bathroom duplex that feels just like a detached home, offering over 2,800 sq. ft. of thoughtfully designed living space. The main level features one well-sized bedroom, full bathroom, bright open-concept layout with a modern kitchen, stainless steel appliances, a large island, living room, dining room, and direct access to a covered deck—perfect for entertaining or relaxing year-round. Upstairs, you’ll find three generously sized bedrooms, including a serene primary suite with a walk-in closet and a luxurious 5-piece ensuite. This level also includes a full bathroom and a conveniently located laundry room. The lower floor includes over 600 sq. ft. of unfinished space with a separate entrance. It’s already roughed in for a suite, offering excellent potential for a mortgage helper, guest accommodation, or extended family living. Complete with a garage, a patio, and a versatile layout, this home is ideal for family or investors seeking flexibility and value in a well-connected neighbourhood.
4
Beds
2,199 ft²
Floor area
2023
Year built
Single Family
Type
Lake Cowichan
Area
Listed
April 14, 2026
$649,900 is 37.0% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
6 min
walk to Country Grocer
1h 57m
bike to Alderlea Station
6h 29m
walk to Alderlea Station
3h 25m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 63%
| Detached | 40 | 62.5% |
| Land | 10 | 15.6% |
| Duplex | 3 | 4.7% |
| Mobile home | 3 | 4.7% |
| Other | 3 | 4.7% |
| Other | 5 | 7.8% |
| $15,000 to $19,999 | 10 | 3.1% |
| $20,000 to $24,999 | 25 | 7.8% |
| $25,000 to $29,999 | 20 | 6.3% |
| $30,000 to $34,999 | 15 | 4.7% |
| $35,000 to $39,999 | 20 | 6.3% |
| $40,000 to $44,999 | 10 | 3.1% |
| $45,000 to $49,999 | 15 | 4.7% |
| $50,000 to $59,999 | 30 | 9.4% |
| $60,000 to $69,999 | 25 | 7.8% |
| $70,000 to $79,999 | 20 | 6.3% |
| $80,000 to $89,999 | 15 | 4.7% |
| $90,000 to $99,999 | 20 | 6.3% |
| $100,000 to $124,999 | 35 | 10.9% |
| $125,000 to $149,999 | 15 | 4.7% |
| $150,000 to $199,999 | 20 | 6.3% |
| $200,000 and over | 25 | 7.8% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,348
Principal and interest
Calculated estimate
$3,006
Property tax
Calculated estimate
$192/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$649,900
Down payment
Calculated estimate
$129,980 (20%)
Estimated mortgage
Calculated estimate
$519,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,348
/mo
Rate
%
Amortization
Principal and interest
$3,006
Property tax (est.)
$192
P&I
Tax
Down payment
$129,980 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $129,980 down (20%) on $649,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 6.2751 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Sits in a provincially mapped floodplain. Expect flood-related insurance and financing conditions.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
