2631 Margate Avenue
Oak Bay · V8S3A6
$14,135/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Oak Bay · V8S3A6
$14,135/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
Set on a tranquil, tree-lined avenue in one of South Oak Bay’s most coveted neighborhoods, this exceptional award-winning custom home, built in 2020, blends timeless elegance with contemporary comfort. The thoughtful design, open-concept layout & abundance of natural light create a warm & welcoming atmosphere, enhanced by 9-foot ceilings throughout. The chef-inspired kitchen features quartz countertops, custom cabinetry & premium stainless-steel appliances, flowing seamlessly into the dining area & living room with a contemporary gas fireplace. French doors open to a south-facing patio & private rear garden creating an ideal setting for entertaining & relaxing. With the primary bedroom on the main floor, upstairs, are more 3 bedrooms including a 2nd primary bedroom with ensuite plus a bright skylit landing provides space for a home office, study or meditation area. Don't miss this remarkable home that is just a stroll to Oak Bay Beach Hotel, the Marina, Windsor Park & Oak Bay Village.
4
Beds
4 full
Baths
2,836 ft²
Floor area
7,455 ft²
Lot size
2020
Year built
3
Parking
$12,674/yr
Gross tax
Single Family
Type
1
Fireplace
South Oak Bay
Area
Listed
June 23, 2026
Structure
House
PID
009-141-863
Property highlights
Patio
Fireplace
Features & inclusions
Appliances
Washer, Refrigerator, Range - Gas, Dishwasher, Dryer, Microwave
Heating
Heat Pump, Other
Cooling
Air Conditioned
Lot
Level lot
Common interest
Freehold
Nearby & Commute
21 min
walk to Fairway Market Athlone Court
23 min
bike to Capital City Station
1h 15m
walk to Capital City Station
3h 52m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 57%
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$14,135
Principal and interest
Calculated estimate
$12,928
Property tax
Listing data
$1,056/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$2,795,000
Down payment
Calculated estimate
$559,000 (20%)
Estimated mortgage
Calculated estimate
$2,236,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Tax from listing
Est. monthly total
$14,135
/mo
Rate
%
Amortization
Principal and interest
$12,928
Property tax
$1,056
P&I
Tax
Down payment
$559,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker

This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $559,000 down (20%) on $2,795,000, Canadian semi-annual compounding. Property tax sourced from listing. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
| Detached | 96 | 57.1% |
| Condo / Apartment | 37 | 22.0% |
| Townhouse | 22 | 13.1% |
| Land | 7 | 4.2% |
| Duplex | 4 | 2.4% |
| Other | 2 | 1.2% |
| $20,000 to $24,999 | 10 | 3.8% |
| $25,000 to $29,999 | 10 | 3.8% |
| $30,000 to $34,999 | 10 | 3.8% |
| $35,000 to $39,999 | 5 | 1.9% |
| $40,000 to $44,999 | 5 | 1.9% |
| $50,000 to $59,999 | 15 | 5.7% |
| $60,000 to $69,999 | 20 | 7.5% |
| $70,000 to $79,999 | 25 | 9.4% |
| $80,000 to $89,999 | 15 | 5.7% |
| $90,000 to $99,999 | 15 | 5.7% |
| $100,000 to $124,999 | 30 | 11.3% |
| $125,000 to $149,999 | 25 | 9.4% |
| $150,000 to $199,999 | 15 | 5.7% |
| $200,000 and over | 65 | 24.5% |
$2,299,999
578 Island Road
Oak Bay · Residential
4 bd
4 ba
3,509 sqft
$655/sqft
Built 1996
MLS® 1034067
Newport Realty Ltd.
$2,799,000
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Victoria · Residential
4 bd
5 ba
3,217 sqft
$870/sqft
Built 2024
MLS® 1038662
RE/MAX Camosun
$2,795,000
6371 Genoa Bay Road
Duncan · Residential
4 bd
4 ba
2,865 sqft
$976/sqft
Built 2020
MLS® 1031485
Royal LePage Duncan Realty