Ladysmith · V9G1R8
$3,918/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Visit REALTOR® website for additional information. Rare find, patio home with a bonus lower level! This beautifully designed patio home in Colonia Gardens 55+ community offers main-level entry, a walk-out basement, and a single-car garage. Filled with natural light, the living room features large windows, a cozy gas fireplace, and an open flow to the dining area. The kitchen boasts ample cabinetry, counter space, an eat-in area, and access to a covered deck—perfect for morning coffee or evening wine. The main floor includes a 4pc bath with skylight, a bedroom, and a spacious primary with a 3-piece ensuite. The lower level has a separate entrance and features a spacious rec room, third bedroom, 3pc bath, workshop, and wine-making room with multi-use potential—perfect for family or guests. Outside, enjoy a fenced backyard with garden beds for added privacy and relaxation.
3
Beds
3 full
Baths
2,436 ft²
Floor area
2,072 ft²
Lot size
1993
Year built
5
Parking
$626/mo
Strata fee
$4,460/yr
Gross tax
Single Family
Type
Yes
Garage
1
Fireplace
Ladysmith
Area
Listed
July 3, 2026
Structure
Row / Townhouse
PID
018-310-044
Property highlights
Mountain view
City view
Patio
Private yard
Fireplace
Features & inclusions
Appliances
Washer, Refrigerator, Range - Electric, Dishwasher, Dryer
Heating
Forced air, Natural gas
Cooling
None
Parking
Garage
Lot
Central location, Other
Community
Pets Allowed With Restrictions, Age Restrictions
Common interest
Condo/Strata
Nearby & Commute
15 min
walk to Country Grocer
1h 33m
bike to Duke Point (Foot Access)
5h 9m
walk to Duke Point (Foot Access)
2h 27m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 46%
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,918
Principal and interest
Calculated estimate
$2,771
Property tax
Listing data
$372/mo
Strata fee
Listing data
$626/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$599,000
Down payment
Calculated estimate
$119,800 (20%)
Estimated mortgage
Calculated estimate
$479,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Using listing data
Est. monthly total
$3,918
/mo
Rate
%
Amortization
Principal and interest
$2,771
Property tax
$372
Strata fee
$626
P&I
Tax
Strata
Down payment
$119,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $119,800 down (20%) on $599,000, Canadian semi-annual compounding. Property tax sourced from listing. Strata fee sourced from listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
| Detached | 41 | 46.1% |
| Land | 21 | 23.6% |
| Townhouse | 12 | 13.5% |
| Condo / Apartment | 6 | 6.7% |
| Mobile home | 4 | 4.5% |
| Other | 5 | 5.6% |
| $20,000 to $24,999 | 15 | 6.3% |
| $25,000 to $29,999 | 10 | 4.2% |
| $30,000 to $34,999 | 5 | 2.1% |
| $35,000 to $39,999 | 10 | 4.2% |
| $40,000 to $44,999 | 10 | 4.2% |
| $45,000 to $49,999 | 5 | 2.1% |
| $50,000 to $59,999 | 25 | 10.4% |
| $60,000 to $69,999 | 20 | 8.3% |
| $70,000 to $79,999 | 15 | 6.3% |
| $80,000 to $89,999 | 25 | 10.4% |
| $90,000 to $99,999 | 20 | 8.3% |
| $100,000 to $124,999 | 35 | 14.6% |
| $125,000 to $149,999 | 20 | 8.3% |
| $150,000 to $199,999 | 20 | 8.3% |
| $200,000 and over | 5 | 2.1% |
$630,000
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2,076 sqft
$303/sqft
Built 2006
MLS® 1040236
RE/MAX Generation (CH)
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3 bd
3 ba
1,698 sqft
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Royal LePage Nanaimo Realty LD
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Ladysmith · Residential
3 bd
3 ba
2,515 sqft
$286/sqft
Built 1979
MLS® 1042194
eXp Realty (NA)
