Parksville · V9P1H1
$5,959/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Rare Parksville Opportunity: Two Homes on One Private Lot! Tucked away in a peaceful setting in the heart of Parksville, this exceptional property offers a perfect blend of tranquility, flexibility, & convenience. Just a short walk from beautiful beaches, downtown amenities, scenic wetland trails, schools and a shopping mall, this location is truly unmatched.The meticulously maintained main residence is a solidly built 1977 home offering 4 bedrooms and 2 full bathrooms. Ready for your personal design ideas, significant improvements include a durable 50-year cedar shake roof (installed 12 years ago), upgraded perimeter drainage, a new hot water tank, and a newer front picture window. In the living room a cozy gas fireplace provides warmth capable of heating most of the home. In 2023, the main-level bathroom was professionally converted into a full bathroom with modern finishes and is adjacent to a generous size bedroom, ideal for guests or convenient main-level living. Adding tremendous value is the detached, recently constructed 703 sq. ft. cottage. Bright and inviting, soaring vaulted ceilings create an airy, open atmosphere. The cottage features an open living room with cozy gas fireplace, large kitchen with premium stainless steel appliances, a large bedroom, versatile den, and beautifully appointed bathroom with a walk-in shower. Wide 36-inch doorways enhance accessibility throughout. Additional features include in-suite laundry, an energy-efficient on-demand hot water system, and a large private patio. The driveway provides ample parking with dedicated space to accommodate a boat or recreational vehicle. Enjoy the peaceful privacy of a secluded retreat while remaining within easy walking distance of everything Parksville has to offer!
4
Beds
1,615 ft²
Floor area
1977
Year built
Single Family
Type
Parksville
Area
Listed
June 19, 2026
Nearby & Commute
19 min
walk to Save-On-Foods
7 min
bike to Parksville Exchange
25 min
walk to Parksville Exchange
3h 32m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 54%
| Detached | 81 | 53.6% |
| Condo / Apartment | 26 | 17.2% |
| Land | 18 | 11.9% |
| Townhouse | 14 | 9.3% |
| Duplex | 4 | 2.6% |
| Other | 8 | 5.3% |
| $20,000 to $24,999 | 10 | 4.9% |
| $25,000 to $29,999 | 10 | 4.9% |
| $30,000 to $34,999 | 10 | 4.9% |
| $35,000 to $39,999 | 5 | 2.4% |
| $40,000 to $44,999 | 10 | 4.9% |
| $45,000 to $49,999 | 10 | 4.9% |
| $50,000 to $59,999 | 15 | 7.3% |
| $60,000 to $69,999 | 10 | 4.9% |
| $70,000 to $79,999 | 15 | 7.3% |
| $80,000 to $89,999 | 15 | 7.3% |
| $90,000 to $99,999 | 15 | 7.3% |
| $100,000 to $124,999 | 35 | 17.1% |
| $125,000 to $149,999 | 25 | 12.2% |
| $150,000 to $199,999 | 15 | 7.3% |
| $200,000 and over | 5 | 2.4% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$5,959
Principal and interest
Calculated estimate
$5,467
Property tax
Calculated estimate
$342/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,182,000
Down payment
Calculated estimate
$236,400 (20%)
Estimated mortgage
Calculated estimate
$945,600
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$5,959
/mo
Rate
%
Amortization
Principal and interest
$5,467
Property tax (est.)
$342
P&I
Tax
Down payment
$236,400 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $236,400 down (20%) on $1,182,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
At 5.8879 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
