Osoyoos · V0H1V1
$3,541/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Welcome to Mojave - Osoyoos' premier resort-inspired townhome community by Kaiya, located at 4601 97th Street. This brand new 3-bedroom, 2.5-bathroom townhome with a bonus rec room offers 1913 sq ft of thoughtfully designed interior living space and over 2900 sq ft across multiple levels. The open concept main floor features 9-foot ceilings, expansive windows, and a sleek modern kitchen with quartz countertops, tile backsplash, large island, soft-close cabinetry, and a full stainless steel appliance package including a Bloomberg 5-burner gas range and counter-depth French door fridge. Upstairs you'll find a generous primary suite with walk-in closet and ensuite, plus additional bedrooms, while the lower level offers a versatile rec room and double garage. Mojave’s covered rooftop offers panoramic views of the lake and surrounding mountains, equipped with an outdoor kitchen. Built to Step Code 4 this home includes a heat pump, tankless hot water, Low-E glass windows, smart thermostat, alarm system and EV charger-ready.
3
Beds
1,913 ft²
Floor area
2027
Year built
Single Family
Type
Osoyoos
Area
Listed
April 29, 2026
Strata $369/mo ($0.19/sqft vs $0.6/sqft norm). Property tax $0/yr (0.000% of list price vs 0.30% norm). Typical owner in Okanagan-Similkameen A pays $580/mo (Census 2021).
Nearby & Commute
22 min
walk to Nesters Market
5h 9m
bike to Prairie Valley Station
17h 10m
walk to Prairie Valley Station
10h 40m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 41%
| Detached | 107 | 41.5% |
| Condo / Apartment | 64 | 24.8% |
| Townhouse | 33 | 12.8% |
| Land | 28 | 10.9% |
| Mobile home | 12 | 4.7% |
| Other | 14 | 5.4% |
| $20,000 to $24,999 | 10 | 6.1% |
| $25,000 to $29,999 | 5 | 3.0% |
| $30,000 to $34,999 | 5 | 3.0% |
| $35,000 to $39,999 | 10 | 6.1% |
| $40,000 to $44,999 | 5 | 3.0% |
| $45,000 to $49,999 | 10 | 6.1% |
| $50,000 to $59,999 | 10 | 6.1% |
| $60,000 to $69,999 | 5 | 3.0% |
| $70,000 to $79,999 | 10 | 6.1% |
| $80,000 to $89,999 | 15 | 9.1% |
| $90,000 to $99,999 | 10 | 6.1% |
| $100,000 to $124,999 | 20 | 12.1% |
| $125,000 to $149,999 | 25 | 15.2% |
| $150,000 to $199,999 | 10 | 6.1% |
| $200,000 and over | 15 | 9.1% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,541
Principal and interest
Calculated estimate
$3,191
Property tax
Calculated estimate
$200/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$689,900
Down payment
Calculated estimate
$137,980 (20%)
Estimated mortgage
Calculated estimate
$551,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,541
/mo
Rate
%
Amortization
Principal and interest
$3,191
Property tax (est.)
$200
P&I
Tax
Down payment
$137,980 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $137,980 down (20%) on $689,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 5.1096 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Provincial farmland protection restricts subdivision and non-farm use.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
