Victoria · V8V1A2
$7,032/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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You CAN have it all! Absolutely gorgeous spacious home. This is a rare find! Welcome to the Breakwater in fabulous James Bay! This exclusive collection of only 19 homes provides community and luxury. Beautiful patio at the front of your home offers privacy & greenery. Sit with your mimosa and watch the world go by with your OCEAN VIEWS right across the street! 10ft ceilings, in floor radiant heat, Fireplace, Pella windows, open concept living/dining/kitchen,2pc bth & fabulous deck off back for BBQ.Upgraded designer kitchen, cabinetry on both sides of room for ample storage. Quartz countertop w/beautiful wood raised bar, gas cooktop, wall oven, bar sink & wine fridge. Upstairs are two fantastic bedrooms (both w/ensuite),luxurious primary bedroom w/spa-like ensuite,large walk in closet & patio area for relaxing.Considered by most to be one of the very best units in the complex for the view! Lower level features media room/rec room along w/ single garage. Steps to the Inner Harbour, the iconic Empress Hotel, exceptional dining and shopping, Dallas Road waterfront for biking and walking is right on your doorstep. This truly is one of a kind and does not become available very often. Live, where everyone else loves to visit - welcome home to the best spot in Victoria!
2
Beds
1,933 ft²
Floor area
2007
Year built
Single Family
Type
James Bay
Area
Listed
July 21, 2026
Nearby & Commute
15 min
walk to Thrifty Foods James Bay
1 min
bike to Fisherman's Wharf
4 min
walk to Fisherman's Wharf
3h 55m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Condo / Apartment · 68%
| Condo / Apartment | 355 | 67.9% |
| Detached | 72 | 13.8% |
| Townhouse | 61 | 11.7% |
| Land | 13 | 2.5% |
| Duplex | 10 | 1.9% |
| Other | 12 | 2.3% |
| Under $5,000 | 5 | 1.3% |
| $15,000 to $19,999 | 10 | 2.5% |
| $20,000 to $24,999 | 25 | 6.3% |
| $25,000 to $29,999 | 15 | 3.8% |
| $30,000 to $34,999 | 5 | 1.3% |
| $35,000 to $39,999 | 10 | 2.5% |
| $40,000 to $44,999 | 15 | 3.8% |
| $45,000 to $49,999 | 15 | 3.8% |
| $50,000 to $59,999 | 20 | 5.1% |
| $60,000 to $69,999 | 25 | 6.3% |
| $70,000 to $79,999 | 25 | 6.3% |
| $80,000 to $89,999 | 20 | 5.1% |
| $90,000 to $99,999 | 25 | 6.3% |
| $100,000 to $124,999 | 55 | 13.9% |
| $125,000 to $149,999 | 35 | 8.9% |
| $150,000 to $199,999 | 50 | 12.7% |
| $200,000 and over | 40 | 10.1% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$7,032
Principal and interest
Calculated estimate
$6,473
Property tax
Calculated estimate
$408/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,399,500
Down payment
Calculated estimate
$279,900 (20%)
Estimated mortgage
Calculated estimate
$1,119,600
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$7,032
/mo
Rate
%
Amortization
Principal and interest
$6,473
Property tax (est.)
$408
P&I
Tax
Down payment
$279,900 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $279,900 down (20%) on $1,399,500, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Daily mean across the year.
On the drier side for BC.
Snow is the exception here.
Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 5.2034 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
