Summerland · V0H1Z8
$5,067/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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This 1/2 duplex is situated in the picturesque town of Summerland and offers low-maintenance living suitable for multi-generational families, room to work from home & as a potential VRBO/Airbnb in the detached carriage house. The main residence features a modern open-concept design with 9-foot ceilings, a kitchen, living/dining area, two-piece bathroom, foyer, storage space, and a spacious covered deck overlooking Giants Head Mountain—perfect for relaxation. Upstairs, vaulted ceilings and ample natural light enhance two bedrooms, a full bathroom with laundry, a family room that leads to another covered deck, and a primary bedroom complete with a walk-in closet and a four-piece ensuite featuring an oversized walk-in shower. The lower level provides a separate studio space ideal for a home office or additional family accommodation, offering an open area with kitchen, dedicated laundry facilities, and a four-piece bathroom. The property also includes a legal detached carriage house/garage. Above the garage, there is a legal one-bedroom unit with a kitchen, living/dining area, four-piece bathroom, and laundry. Insulated concrete form (ICF) construction between units ensures superior soundproofing and enhanced fire safety for both the duplex and the carriage house/garage. All today to view. No PTT on this new home. Call today to view.
3
Beds
2,561 ft²
Floor area
2023
Year built
Single Family
Type
Main Town
Area
Listed
March 23, 2026
$1,149,000 is 11.4% above the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
13 min
walk to Nesters Market
16 min
bike to Prairie Valley Station
55 min
walk to Prairie Valley Station
10h 1m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 40%
| Detached | 56 | 40.3% |
| Condo / Apartment | 23 | 16.5% |
| Land | 21 | 15.1% |
| Townhouse | 14 | 10.1% |
| Duplex | 10 | 7.2% |
| Other | 15 | 10.8% |
| $20,000 to $24,999 | 5 | 2.4% |
| $25,000 to $29,999 | 5 | 2.4% |
| $30,000 to $34,999 | 10 | 4.9% |
| $45,000 to $49,999 | 5 | 2.4% |
| $50,000 to $59,999 | 15 | 7.3% |
| $60,000 to $69,999 | 20 | 9.8% |
| $70,000 to $79,999 | 15 | 7.3% |
| $80,000 to $89,999 | 10 | 4.9% |
| $90,000 to $99,999 | 15 | 7.3% |
| $100,000 to $124,999 | 35 | 17.1% |
| $125,000 to $149,999 | 35 | 17.1% |
| $150,000 to $199,999 | 25 | 12.2% |
| $200,000 and over | 10 | 4.9% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$5,067
Principal and interest
Calculated estimate
$4,626
Property tax
Calculated estimate
$292/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$999,999
Down payment
Calculated estimate
$200,000 (20%)
Estimated mortgage
Calculated estimate
$799,999
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$5,067
/mo
Rate
%
Amortization
Principal and interest
$4,626
Property tax (est.)
$292
P&I
Tax
Down payment
$200,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $200,000 down (20%) on $999,999, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
At 4.3996 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
