Mill Bay · V8H1A5
$8,017/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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An awesome Multi Generational Home in the Mill Bay, Shawnigan Lake area This is a rare 5,350 sq ft country residence set on 2.5 private acres in an established area of large, well-spaced properties, just minutes from Mill Bay Centre. With 8 bedrooms and 6 bathrooms, including a self-contained 2-bedroom legal suite above the oversized double garage, this exceptional home offers outstanding flexibility for large families, multigenerational living, guests, or added income potential. The main residence features 6 bedrooms and 5 bathrooms, with generously sized rooms throughout and bright gathering spaces designed for both comfortable daily living and entertaining. The spacious chef’s kitchen is beautifully appointed with large quartz countertops, stainless steel appliances, and abundant storage and workspace. Two heat pumps provide efficient, economical heating and air conditioning throughout the home and suite, complemented by a fireplace and wood stove for added warmth and charm. The layout is wonderfully versatile, including a second primary bedroom on the main floor with its own en-suite, offering excellent flexibility for a variety of living arrangements. Outside, you’ll enjoy a sunny south-facing rear yard, patio areas, a wraparound veranda perfect for year-round barbecues and relaxing, plus a private first-floor deck accessible from both the main house and suite. The established grounds include expansive lawns, a duck pond, a stunning magnolia tree, fruit trees, ample wood and water, and a separate shop ideal for woodworking or other hobbies. Recent upgrades include the well pump, hot water tank, and well tank. The large south-facing roof may offer excellent solar potential. This is a rare offering that blends peaceful country appeal and is close to Brentwood College, Shawnigan Lake School, St. John’s Academy, and public schools, and an easy drive to Victoria.
8
Beds
5,352 ft²
Floor area
1974
Year built
Single Family
Type
Mill Bay
Area
Listed
April 22, 2026
$1,700,000 is 64.8% above the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
28 min
walk to Thrifty Foods
1h 21m
bike to nearest SkyTrain station
4h 29m
walk to nearest SkyTrain station
3h 9m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 78%
| Detached | 31 | 77.5% |
| Land | 5 | 12.5% |
| Mobile home | 3 | 7.5% |
| Condo / Apartment | 1 | 2.5% |
| $15,000 to $19,999 | 15 | 2.8% |
| $20,000 to $24,999 | 30 | 5.7% |
| $25,000 to $29,999 | 15 | 2.8% |
| $30,000 to $34,999 | 20 | 3.8% |
| $35,000 to $39,999 | 20 | 3.8% |
| $40,000 to $44,999 | 20 | 3.8% |
| $45,000 to $49,999 | 30 | 5.7% |
| $50,000 to $59,999 | 25 | 4.7% |
| $60,000 to $69,999 | 35 | 6.6% |
| $70,000 to $79,999 | 35 | 6.6% |
| $80,000 to $89,999 | 30 | 5.7% |
| $90,000 to $99,999 | 35 | 6.6% |
| $100,000 to $124,999 | 60 | 11.3% |
| $125,000 to $149,999 | 40 | 7.5% |
| $150,000 to $199,999 | 75 | 14.2% |
| $200,000 and over | 45 | 8.5% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$8,017
Principal and interest
Calculated estimate
$7,400
Property tax
Calculated estimate
$467/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,599,900
Down payment
Calculated estimate
$319,980 (20%)
Estimated mortgage
Calculated estimate
$1,279,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$8,017
/mo
Rate
%
Amortization
Principal and interest
$7,400
Property tax (est.)
$467
P&I
Tax
Down payment
$319,980 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $319,980 down (20%) on $1,599,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
