Duncan · V9L2E1
$3,932/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Welcome to 1038 Islay Street, a charming 1912 home that beautifully blends original character with an extensive modern renovation. Set on a generous 9,000 sq ft (0.21-acre) lot in West Duncan, this approximately 1,550 sq ft, 3-bedroom, 3-bathroom home has been thoughtfully updated while preserving the character and feel that make an older home special. The main level features a bright, welcoming living space with plenty of windows, a well-appointed kitchen and the convenience of a primary bedroom on the main floor. The kitchen combines timeless style with modern functionality, featuring a Classic by Unique gas range/oven with matching range hood, pot filler, abundant storage and plenty of natural light. All-new flooring throughout includes new subfloors, engineered hardwood, carpet downstairs and tile in the kitchen and bathrooms. The lower level offers excellent flexibility with a spacious family room, laundry area, full bathroom and two additional bedrooms, both without closets. This level provides great space for family, guests, a home office or hobbies. The electrical system has been completely updated with a 200-amp service, modern plugs, LED lighting and dimmers. A Samsung ducted heat pump, approximately 3 years old, provides efficient heating and cooling through new ducting. Outside, the updates continue with new windows, Hardie siding, fresh paint, new soffits and gutters, plus integrated LED soffit lighting. A modern detached 16' x 32' garage provides excellent space for vehicles, storage, hobbies or a workshop, while the home is wired for a hot tub. A rare combination of 1912 character and modern updates, this home offers the charm and personality of an older property with the comfort and functionality today's buyers are looking for. Situated on a large lot in West Duncan, 1038 Islay Street is a truly special opportunity.
3
Beds
1,550 ft²
Floor area
1912
Year built
Single Family
Type
West Duncan
Area
Listed
August 14, 2026
Nearby & Commute
5 min
walk to Thrifty Foods
5 min
bike to nearest SkyTrain station
18 min
walk to nearest SkyTrain station
2h 49m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 51%
| Detached | 66 | 51.2% |
| Townhouse | 21 | 16.3% |
| Condo / Apartment | 16 | 12.4% |
| Duplex | 9 | 7.0% |
| Mobile home | 7 | 5.4% |
| Other | 10 | 7.8% |
| $15,000 to $19,999 | 5 | 2.6% |
| $20,000 to $24,999 | 10 | 5.1% |
| $25,000 to $29,999 | 10 | 5.1% |
| $30,000 to $34,999 | 10 | 5.1% |
| $35,000 to $39,999 | 10 | 5.1% |
| $40,000 to $44,999 | 15 | 7.7% |
| $45,000 to $49,999 | 20 | 10.3% |
| $50,000 to $59,999 | 20 | 10.3% |
| $60,000 to $69,999 | 20 | 10.3% |
| $70,000 to $79,999 | 10 | 5.1% |
| $80,000 to $89,999 | 15 | 7.7% |
| $90,000 to $99,999 | 15 | 7.7% |
| $100,000 to $124,999 | 20 | 10.3% |
| $125,000 to $149,999 | 15 | 7.7% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,932
Principal and interest
Calculated estimate
$3,557
Property tax
Calculated estimate
$225/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$769,000
Down payment
Calculated estimate
$153,800 (20%)
Estimated mortgage
Calculated estimate
$615,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,932
/mo
Rate
%
Amortization
Principal and interest
$3,557
Property tax (est.)
$225
P&I
Tax
Down payment
$153,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $153,800 down (20%) on $769,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 6.5924 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
