Penticton · V2A4S4
$3,583/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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This beautifully maintained 3 bedroom, 3 bath, half-duplex offers the perfect combination of space, privacy & convenience in a fantastic location just a short walk to shopping, parks, restaurants & Okanagan Lake. This home enjoys a quiet setting with a fully fenced, private yard, complete with a large gazebo, natural gas hookup for your BBQ, and fully irrigated gardens, ideal for relaxing or entertaining all summer long. The main floor features a bright, open concept layout with a welcoming front entry, stylish kitchen with stainless steel appliances & granite counters, & a seamless flow into the living and dining areas. You’ll also find a convenient 2-piece bathroom, direct access to the attached single car garage, & easy access to the backyard off the living room. Upstairs offers 3 generously sized bedrooms, including a spacious primary suite with a walk-in closet & a beautiful ensuite, plus a full bathroom for the additional bedrooms. Laundry is also conveniently located on this upper level. Built in 2015 & exceptionally well cared for, this home is truly move-in ready. With two additional parking spaces in the driveway & the option to reconfigure the yard to accommodate RV or boat parking if desired, it offers flexibility to suit your lifestyle. Currently operating as a fully licensed Airbnb, it also presents great opportunities for those seeking options. This home delivers easy, well kept living in the heart of the South Okanagan.
3
Beds
1,598 ft²
Floor area
2015
Year built
Single Family
Type
Main North
Area
Listed
May 8, 2026
$727,000 is 20.6% below the Lower Mainland Townhouse HPI benchmark of $915,600 (2026-04-01).
Nearby & Commute
8 min
walk to Penticton IGA
1h 12m
bike to Prairie Valley Station
3h 58m
walk to Prairie Valley Station
10h 17m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 41%
| Detached | 124 | 41.3% |
| Condo / Apartment | 60 | 20.0% |
| Townhouse | 37 | 12.3% |
| Land | 29 | 9.7% |
| Duplex | 27 | 9.0% |
| Other | 23 | 7.7% |
| $10,000 to $14,999 | 5 | 0.9% |
| $15,000 to $19,999 | 15 | 2.7% |
| $20,000 to $24,999 | 45 | 8.0% |
| $25,000 to $29,999 | 25 | 4.4% |
| $30,000 to $34,999 | 15 | 2.7% |
| $35,000 to $39,999 | 30 | 5.3% |
| $40,000 to $44,999 | 35 | 6.2% |
| $45,000 to $49,999 | 25 | 4.4% |
| $50,000 to $59,999 | 55 | 9.7% |
| $60,000 to $69,999 | 45 | 8.0% |
| $70,000 to $79,999 | 40 | 7.1% |
| $80,000 to $89,999 | 40 | 7.1% |
| $90,000 to $99,999 | 35 | 6.2% |
| $100,000 to $124,999 | 50 | 8.8% |
| $125,000 to $149,999 | 35 | 6.2% |
| $150,000 to $199,999 | 35 | 6.2% |
| $200,000 and over | 35 | 6.2% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,583
Principal and interest
Calculated estimate
$3,233
Property tax
Calculated estimate
$200/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$699,000
Down payment
Calculated estimate
$139,800 (20%)
Estimated mortgage
Calculated estimate
$559,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,583
/mo
Rate
%
Amortization
Principal and interest
$3,233
Property tax (est.)
$200
P&I
Tax
Down payment
$139,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $139,800 down (20%) on $699,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
At 5.4404 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
