Salt Spring · V8K1C8
$4,962/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Welcome to a warm, sun-filled home that embraces the best of country living. Sitting on a quiet one-acre lot, this cozy 1936 sq. ft. south-facing, 4-bedroom, 2-bathroom home is defined by its peaceful pastoral views and abundant sunshine. Enter through the peaceful garden area with water features and where you will find the relaxing hot tub. Inside, the practical layout is inviting and highly adaptable, offering a comfortable flow for everyday family life and the potential to host a welcoming Bed & Breakfast. Just a few steps from the main house, a detached 300 sq. ft. studio provides a quiet, flexible space for a home office, art projects, or favorite hobbies. Additional separate water tanks for both rainwater and well water provides ample storage for gardening or high-demand days. There is parking for 4 and space to store a RV. It is a simple, comforting retreat with plenty of room to breathe and enjoy island life.
4
Beds
2,244 ft²
Floor area
1989
Year built
Single Family
Type
Salt Spring
Area
Listed
May 31, 2026
$979,000 is 5.1% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
1h 43m
walk to Country Grocer
1h 19m
bike to Alderlea Station
4h 23m
walk to Alderlea Station
2h 5m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 81%
| Detached | 22 | 81.5% |
| Land | 3 | 11.1% |
| Duplex | 1 | 3.7% |
| Other | 1 | 3.7% |
| Under $5,000 | 5 | 1.0% |
| $10,000 to $14,999 | 5 | 1.0% |
| $15,000 to $19,999 | 10 | 2.0% |
| $20,000 to $24,999 | 25 | 5.0% |
| $25,000 to $29,999 | 10 | 2.0% |
| $30,000 to $34,999 | 15 | 3.0% |
| $35,000 to $39,999 | 25 | 5.0% |
| $40,000 to $44,999 | 20 | 4.0% |
| $45,000 to $49,999 | 20 | 4.0% |
| $50,000 to $59,999 | 30 | 5.9% |
| $60,000 to $69,999 | 30 | 5.9% |
| $70,000 to $79,999 | 30 | 5.9% |
| $80,000 to $89,999 | 35 | 6.9% |
| $90,000 to $99,999 | 25 | 5.0% |
| $100,000 to $124,999 | 65 | 12.9% |
| $125,000 to $149,999 | 45 | 8.9% |
| $150,000 to $199,999 | 55 | 10.9% |
| $200,000 and over | 55 | 10.9% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,962
Principal and interest
Calculated estimate
$4,528
Property tax
Calculated estimate
$283/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$979,000
Down payment
Calculated estimate
$195,800 (20%)
Estimated mortgage
Calculated estimate
$783,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,962
/mo
Rate
%
Amortization
Principal and interest
$4,528
Property tax (est.)
$283
P&I
Tax
Down payment
$195,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $195,800 down (20%) on $979,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
