Cache Creek · V0K1H0
$2,112/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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This is the kind of property that rarely comes available, offering the flexibility to run your business and live on-site in one of Cache Creek’s most versatile commercial zones. The upper level features four bedrooms, including one with its own separate entrance. This setup is perfect for a home-based business, private office, or client-facing space. It is already plumbed for a gas fireplace and ready for your finishing touches. The main floor offers a bright, open-concept living and dining area with oversized windows that bring in an abundance of natural light, creating a warm and inviting space for both everyday living and entertaining. Downstairs is where the opportunity really expands. You will find soaring ceilings and a large workshop area that is ideal for trades, storage, or future business use. C5 zoning allows for a wide variety of uses including retail, professional office, personal services, and more. This gives you the flexibility to adapt the space as your needs grow. There is ample parking, excellent visibility, and a convenient location just minutes from local amenities, making this a standout option for entrepreneurs, investors, or anyone looking for a true live and work setup. Opportunities like this do not come up often. Bring your vision and take advantage of the full potential this property offers.
4
Beds
1,478 ft²
Floor area
1964
Year built
Single Family
Type
Cache Creek
Area
Listed
February 26, 2026
$449,000 is 56.5% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
13h 2m
walk to Highland Valley AG Foods
5h 25m
bike to Kamloops North
18h 2m
walk to Kamloops North
8h 30m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 35%
| Detached | 6 | 35.3% |
| Land | 4 | 23.5% |
| Mobile home | 4 | 23.5% |
| Duplex | 3 | 17.6% |
| $15,000 to $19,999 | 10 | 4.5% |
| $20,000 to $24,999 | 25 | 11.4% |
| $25,000 to $29,999 | 30 | 13.6% |
| $30,000 to $34,999 | 15 | 6.8% |
| $35,000 to $39,999 | 20 | 9.1% |
| $40,000 to $44,999 | 10 | 4.5% |
| $45,000 to $49,999 | 10 | 4.5% |
| $50,000 to $59,999 | 20 | 9.1% |
| $60,000 to $69,999 | 20 | 9.1% |
| $70,000 to $79,999 | 10 | 4.5% |
| $80,000 to $89,999 | 10 | 4.5% |
| $90,000 to $99,999 | 10 | 4.5% |
| $100,000 to $124,999 | 15 | 6.8% |
| $150,000 to $199,999 | 10 | 4.5% |
| $200,000 and over | 5 | 2.3% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,112
Principal and interest
Calculated estimate
$1,846
Property tax
Calculated estimate
$117/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$399,000
Down payment
Calculated estimate
$79,800 (20%)
Estimated mortgage
Calculated estimate
$319,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,112
/mo
Rate
%
Amortization
Principal and interest
$1,846
Property tax (est.)
$117
P&I
Tax
Down payment
$79,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $79,800 down (20%) on $399,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 7.3445 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
