Vernon · V1H2C1
$3,287/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Escape the pace of the city and discover the peace and simplicity of Westshore Estates. Nestled on a private 0.22-acre lot surrounded by nature, this clean and well-maintained rancher with full basement offers the perfect blend of tranquility and practicality, all within a manageable commute to Vernon or Kelowna. The main floor features two comfortable bedrooms, including the primary suite with its own 2pc ensuite, along with an inviting living area and kitchen. Step outside onto the expansive deck, ideal for morning coffee, evening BBQs or soaking in the quiet surroundings. The finished basement provides flexibility with a 3rd bedroom with full ensuite and the generous family room warmed by a cozy wood-burning stove that keeps the home comfortable throughout the winter months. For hobbyists, mechanics, or outdoor enthusiasts, the 26' x 24' detached shop with 100-amp power and convenient rear lane access is a standout feature, offering a space for projects, vehicles, and recreational toys. The attached lean-to provides even more valuable storage space. Westshore Estates is known for its peaceful setting, welcoming community and endless recreational opportunities. Enjoy nearby lake access, camping and hiking at Fintry Provincial Park, and countless trails and outdoor adventures right from your doorstep. If you're searching for a home where nature, privacy, and a slower pace of life come together then this is an opportunity you won't want to miss.
3
Beds
1,844 ft²
Floor area
1996
Year built
Single Family
Type
Okanagan North
Area
Listed
July 3, 2026
Nearby & Commute
2h 57m
walk to Okanagan Landing Plaza
3h
bike to Orchard Park Exchange
9h 58m
walk to Orchard Park Exchange
11h 18m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 48%
| Detached | 29 | 48.3% |
| Land | 29 | 48.3% |
| Mobile home | 2 | 3.3% |
| Under $5,000 | 5 | 0.8% |
| $5,000 to $9,999 | 10 | 1.6% |
| $10,000 to $14,999 | 10 | 1.6% |
| $15,000 to $19,999 | 10 | 1.6% |
| $20,000 to $24,999 | 20 | 3.2% |
| $25,000 to $29,999 | 15 | 2.4% |
| $30,000 to $34,999 | 25 | 4.0% |
| $35,000 to $39,999 | 25 | 4.0% |
| $40,000 to $44,999 | 20 | 3.2% |
| $45,000 to $49,999 | 30 | 4.8% |
| $50,000 to $59,999 | 65 | 10.5% |
| $60,000 to $69,999 | 50 | 8.1% |
| $70,000 to $79,999 | 35 | 5.6% |
| $80,000 to $89,999 | 45 | 7.3% |
| $90,000 to $99,999 | 60 | 9.7% |
| $100,000 to $124,999 | 75 | 12.1% |
| $125,000 to $149,999 | 40 | 6.5% |
| $150,000 to $199,999 | 50 | 8.1% |
| $200,000 and over | 30 | 4.8% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,287
Principal and interest
Calculated estimate
$2,953
Property tax
Calculated estimate
$183/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$638,500
Down payment
Calculated estimate
$127,700 (20%)
Estimated mortgage
Calculated estimate
$510,800
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,287
/mo
Rate
%
Amortization
Principal and interest
$2,953
Property tax (est.)
$183
P&I
Tax
Down payment
$127,700 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $127,700 down (20%) on $638,500, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Daily mean across the year.
On the drier side for BC.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
At 5.5698 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
