Vernon · V1H2C3
$3,958/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Crown land out the front door. Okanagan Lake views out the back. Net-zero living in between. This home was built for people who want room to breathe and a home that carries its own weight. Set on 0.57 acres, this 2020 build looks out over the valley and lake. Inside, metallic epoxy floors and expansive south-facing windows keep the space bright and open. Quartz counters in the kitchen, a wood-burning fireplace for the cooler months, and three ductless split units for the hot and cold months. Outside, a concrete patio with a hot tub and a fully fenced, xeriscaped yard tucked into the forest. The build is the story here. 22 solar panels take it to net-zero and gut the utility bills. Fire-smart metal siding, metal roof and Hardie board accents. Radiant in-floor heating, R50+ attic insulation, 200-amp service, 60-amp garage panel ready for an EV or workshop, generator panel wired, propane roughed in. The detached double garage with loft handles the toys and the projects. Extra parking potential below on Westshore Road. Quiet, self-sufficient, and built to last.
3
Beds
1,561 ft²
Floor area
2020
Year built
Single Family
Type
Okanagan North
Area
Listed
August 20, 2026
Nearby & Commute
3h 3m
walk to Okanagan Landing Plaza
3h
bike to Orchard Park Exchange
10h
walk to Orchard Park Exchange
11h 17m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 50%
| Detached | 31 | 50.0% |
| Land | 29 | 46.8% |
| Mobile home | 2 | 3.2% |
| Under $5,000 | 5 | 0.8% |
| $5,000 to $9,999 | 10 | 1.6% |
| $10,000 to $14,999 | 10 | 1.6% |
| $15,000 to $19,999 | 10 | 1.6% |
| $20,000 to $24,999 | 20 | 3.2% |
| $25,000 to $29,999 | 15 | 2.4% |
| $30,000 to $34,999 | 25 | 4.0% |
| $35,000 to $39,999 | 25 | 4.0% |
| $40,000 to $44,999 | 20 | 3.2% |
| $45,000 to $49,999 | 30 | 4.8% |
| $50,000 to $59,999 | 65 | 10.5% |
| $60,000 to $69,999 | 50 | 8.1% |
| $70,000 to $79,999 | 35 | 5.6% |
| $80,000 to $89,999 | 45 | 7.3% |
| $90,000 to $99,999 | 60 | 9.7% |
| $100,000 to $124,999 | 75 | 12.1% |
| $125,000 to $149,999 | 40 | 6.5% |
| $150,000 to $199,999 | 50 | 8.1% |
| $200,000 and over | 30 | 4.8% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,958
Principal and interest
Calculated estimate
$3,583
Property tax
Calculated estimate
$225/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$774,700
Down payment
Calculated estimate
$154,940 (20%)
Estimated mortgage
Calculated estimate
$619,760
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,958
/mo
Rate
%
Amortization
Principal and interest
$3,583
Property tax (est.)
$225
P&I
Tax
Down payment
$154,940 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $154,940 down (20%) on $774,700, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 5.5698 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Daily mean across the year.
On the drier side for BC.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
