#108 – 640 Main Street
Okanagan Falls · V0H1R4
$2,581/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Okanagan Falls · V0H1R4
$2,581/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
Welcome to this beautifully updated ground-floor beachfront condo in one of Okanagan Falls’ most desirable waterfront communities on Skaha Beach. Offering true lock-and-leave convenience, this 2 bed, 2 bath home delivers effortless summer living just steps from the water. Fully renovated in 2020, the bright interior features a timeless white kitchen with quartz countertops, stainless steel appliances, a large island with dual wine fridges. The spacious living room with gas fireplace easily accommodates the whole family, while sliding doors lead to a covered patio and grassy area with direct beach access – perfect for the kids to play. The generous primary bedroom includes a walk-in closet and 3-piece ensuite, complemented by an oversized guest bedroom ideal for families. Strata amenities include a guest suite, secure gated parking, one parking stall, storage locker, bike and paddleboard storage, RV/boat parking, and boat slips (first come, first serve). Significant Strata upgrades in the last 2 years include guest suite renovation, fire alarm panel, resurfaced parking and drainage, along with aluminum carport soffits and beach grading in 2022, roof and shingles in 2021, and dock in 2017. This beachfront community is steps from all your daily necessities including the OK Falls grocery store, with world class wineries, golf courses and Area 27 Motorsports Park just minutes away. A true total package delivering exceptional value and effortless beachfront living!
2
Beds
1,006 ft²
Floor area
1995
Year built
Single Family
Type
Okanagan Falls
Area
Listed
June 2, 2026
Nearby & Commute
3h 41m
walk to Real Canadian Superstore
2h 16m
bike to Prairie Valley Station
7h 34m
walk to Prairie Valley Station
10h 17m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 43%
| Detached | 15 | 42.9% |
| Mobile home | 6 | 17.1% |
| Condo / Apartment | 5 | 14.3% |
| Townhouse | 5 | 14.3% |
| Farm | 2 | 5.7% |
| Other | 2 | 5.7% |
| $5,000 to $9,999 | 5 | 3.1% |
| $15,000 to $19,999 | 15 | 9.4% |
| $20,000 to $24,999 | 15 | 9.4% |
| $25,000 to $29,999 | 10 | 6.3% |
| $30,000 to $34,999 | 5 | 3.1% |
| $35,000 to $39,999 | 10 | 6.3% |
| $40,000 to $44,999 | 10 | 6.3% |
| $45,000 to $49,999 | 10 | 6.3% |
| $50,000 to $59,999 | 20 | 12.5% |
| $60,000 to $69,999 | 10 | 6.3% |
| $70,000 to $79,999 | 10 | 6.3% |
| $80,000 to $89,999 | 10 | 6.3% |
| $90,000 to $99,999 | 5 | 3.1% |
| $100,000 to $124,999 | 10 | 6.3% |
| $125,000 to $149,999 | 10 | 6.3% |
| $150,000 to $199,999 | 5 | 3.1% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,581
Principal and interest
Calculated estimate
$2,290
Property tax
Calculated estimate
$142/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$495,000
Down payment
Calculated estimate
$99,000 (20%)
Estimated mortgage
Calculated estimate
$396,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,581
/mo
Rate
%
Amortization
Principal and interest
$2,290
Property tax (est.)
$142
P&I
Tax
Down payment
$99,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker

This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $99,000 down (20%) on $495,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.