Nanaimo · V9R0H5
$4,516/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Discover 1086 Shelby Ann Ave in South Nanaimo, a pristine 2,480 sqft home balancing comfort with long-term practicality. The main floor offers a bright, open great room with a cozy gas FP and a functional kitchen featuring a centrepiece island with premium quartz countertops, matching the surfaces in all bathrooms. The primary suite features a walk-in closet and 3-pc ensuite. For ultimate organization, a large crawl space underneath the house provides abundant storage space. Ground level boasts a legal 2-BR suite with separate laundry and a separate hydro meter, perfect for reliable rental income. The south-facing backyard showcases beautiful mountain views, a greenhouse, and mature fruit trees. Complete with a low-maintenance front yard, wide driveway with RV parking, a new HWT, and leaf-filter gutters, this turnkey property sits steps from the Parkway Trail and minutes from everyday essentials.
5
Beds
2,480 ft²
Floor area
2016
Year built
Single Family
Type
South Nanaimo
Area
Listed
July 6, 2026
Nearby & Commute
14 min
walk to Quality Foods
12 min
bike to VIU Transit Exchange
41 min
walk to VIU Transit Exchange
2h 31m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 42%
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,516
Principal and interest
Calculated estimate
$4,107
Property tax
Calculated estimate
$258/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$888,000
Down payment
Calculated estimate
$177,600 (20%)
Estimated mortgage
Calculated estimate
$710,400
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,516
/mo
Rate
%
Amortization
Principal and interest
$4,107
Property tax (est.)
$258
P&I
Tax
Down payment
$177,600 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $177,600 down (20%) on $888,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
| Detached | 65 | 42.2% |
| Land | 32 | 20.8% |
| Condo / Apartment | 18 | 11.7% |
| Mobile home | 13 | 8.4% |
| Townhouse | 11 | 7.1% |
| Other | 15 | 9.7% |
| Under $5,000 | 5 | 0.7% |
| $5,000 to $9,999 | 5 | 0.7% |
| $15,000 to $19,999 | 10 | 1.3% |
| $20,000 to $24,999 | 25 | 3.3% |
| $25,000 to $29,999 | 20 | 2.6% |
| $30,000 to $34,999 | 30 | 3.9% |
| $35,000 to $39,999 | 25 | 3.3% |
| $40,000 to $44,999 | 25 | 3.3% |
| $45,000 to $49,999 | 30 | 3.9% |
| $50,000 to $59,999 | 60 | 7.8% |
| $60,000 to $69,999 | 55 | 7.2% |
| $70,000 to $79,999 | 65 | 8.5% |
| $80,000 to $89,999 | 55 | 7.2% |
| $90,000 to $99,999 | 45 | 5.9% |
| $100,000 to $124,999 | 105 | 13.7% |
| $125,000 to $149,999 | 90 | 11.8% |
| $150,000 to $199,999 | 80 | 10.5% |
| $200,000 and over | 35 | 4.6% |
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Daily mean across the year.
On the drier side for BC.
Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
At 6.9094 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
