Kaleden · V0H1K0
$7,029/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Welcome to 109 Fairway Drive in St. Andrews By The Lake. This architecturally stunning home, 15 minutes from Penticton, features unparalleled views of nature, 3,675 sqft of living space, 2 stories with a walk-out lower level. Impeccably built in 2018 with contemporary design to maximize views, style, sunlight, privacy and efficiency. Featuring glass/stainless steel railings, floating upper-level catwalk and soaring 20ft ceilings. 3 huge primary suites on the upper & main levels with 5, 4 & 3 pc ensuites, jetted tub, luxury showers, walk-in closet & private patio/deck spaces for each with the main level patio featuring its own hot tub. Granite kitchen countertop, stainless appliances, walk-in pantry, custom cabinetry and natural light make this a dream kitchen. Many finer details: reverse osmosis, central vac, 4 decks, no-maintenance landscaping, 150ft concrete driveway: parking for 10+ vehicles and the foresight to have the home wired to function with a generator for potential power outages. Enjoy the spacious dream garage: (35.2’x24’): epoxy floors, workshop area & storage cabinetry. Walkout lower level has drywall, roughed-in plumbing & separate 100A panel—suite potential and 220V wiring on lower deck. St. Andrew’s offers some of the finest amenities: free golf for owners AND their children, heated swimming pool, tennis/pickleball courts, clubhouse, gym and secure RV storage. This is truly one of the finest and most unique homes in St. Andrews. Book a private showing today.
3
Beds
3,673 ft²
Floor area
2018
Year built
Single Family
Type
Kaleden/Okanagan Falls Rural
Area
Listed
February 27, 2026
$1,399,000 is 35.6% above the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
3h 56m
walk to Save-On-Foods
2h 12m
bike to Prairie Valley Station
7h 20m
walk to Prairie Valley Station
10h 6m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 52%
| Detached | 14 | 51.9% |
| Condo / Apartment | 5 | 18.5% |
| Townhouse | 5 | 18.5% |
| Farm | 2 | 7.4% |
| Land | 1 | 3.7% |
| Under $5,000 | 10 | 2.3% |
| $5,000 to $9,999 | 10 | 2.3% |
| $15,000 to $19,999 | 10 | 2.3% |
| $25,000 to $29,999 | 10 | 2.3% |
| $30,000 to $34,999 | 10 | 2.3% |
| $35,000 to $39,999 | 15 | 3.4% |
| $40,000 to $44,999 | 15 | 3.4% |
| $45,000 to $49,999 | 20 | 4.6% |
| $50,000 to $59,999 | 40 | 9.2% |
| $60,000 to $69,999 | 25 | 5.7% |
| $70,000 to $79,999 | 25 | 5.7% |
| $80,000 to $89,999 | 50 | 11.5% |
| $90,000 to $99,999 | 25 | 5.7% |
| $100,000 to $124,999 | 60 | 13.8% |
| $125,000 to $149,999 | 35 | 8.0% |
| $150,000 to $199,999 | 35 | 8.0% |
| $200,000 and over | 40 | 9.2% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$7,029
Principal and interest
Calculated estimate
$6,471
Property tax
Calculated estimate
$408/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,399,000
Down payment
Calculated estimate
$279,800 (20%)
Estimated mortgage
Calculated estimate
$1,119,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$7,029
/mo
Rate
%
Amortization
Principal and interest
$6,471
Property tax (est.)
$408
P&I
Tax
Down payment
$279,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $279,800 down (20%) on $1,399,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
