#11 – 3820 20 Street
Salmon Arm · V1E0G7
$5,021/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Salmon Arm · V1E0G7
$5,021/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
Exceptional value in this beautiful home in the prestigious Rock Bluffs subdivision! Built in 2020 and thoughtfully designed with quality finishes throughout. This 5 bed, 4 bath home features, 2 covered decks, a primary bedroom with walk in closet and stunning ensuite, fir cabinetry, a durable metal roof, metal siding, concrete floors with radiant in-floor heating, and a functional layout designed for comfortable everyday living and entertaining. Situated on a flat .28-acre lot at the end of a quiet cul-de-sac, the property backs onto green space and trails, offering privacy and a peaceful natural setting. The oversized garage provides plenty of room for vehicles, storage, and recreational gear. Adding exceptional value is the separate legal 1 bed, 1 bath suite above the garage, complete with beautiful lake views, ideal for extended family, guests, or rental income. Move-in ready with low utility costs, income potential, and a fantastic location, this home offers exceptional value in one of the area’s most desirable neighbourhoods. Priced below assessed value!
5
Beds
2,567 ft²
Floor area
2020
Year built
Single Family
Type
NE Salmon Arm
Area
Listed
August 19, 2026
Nearby & Commute
36 min
walk to Askew's Foods - Uptown Salmon Arm
3h 36m
bike to Orient Chair Top Station
11h 59m
walk to Orient Chair Top Station
12h 45m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 58%
| Detached | 51 | 58.0% |
| Land | 21 | 23.9% |
| Townhouse | 11 | 12.5% |
| Other | 3 | 3.4% |
| Condo / Apartment | 1 | 1.1% |
| Other | 1 | 1.1% |
| $15,000 to $19,999 | 5 | 2.2% |
| $20,000 to $24,999 | 5 | 2.2% |
| $25,000 to $29,999 | 10 | 4.4% |
| $30,000 to $34,999 | 10 | 4.4% |
| $35,000 to $39,999 | 5 | 2.2% |
| $40,000 to $44,999 | 10 | 4.4% |
| $45,000 to $49,999 | 15 | 6.7% |
| $50,000 to $59,999 | 10 | 4.4% |
| $60,000 to $69,999 | 20 | 8.9% |
| $70,000 to $79,999 | 10 | 4.4% |
| $80,000 to $89,999 | 15 | 6.7% |
| $90,000 to $99,999 | 15 | 6.7% |
| $100,000 to $124,999 | 20 | 8.9% |
| $125,000 to $149,999 | 20 | 8.9% |
| $150,000 to $199,999 | 20 | 8.9% |
| $200,000 and over | 35 | 15.6% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$5,021
Principal and interest
Calculated estimate
$4,579
Property tax
Calculated estimate
$292/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$990,000
Down payment
Calculated estimate
$198,000 (20%)
Estimated mortgage
Calculated estimate
$792,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$5,021
/mo
Rate
%
Amortization
Principal and interest
$4,579
Property tax (est.)
$292
P&I
Tax
Down payment
$198,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker

This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $198,000 down (20%) on $990,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 5.1444 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.