Summerland · V0H1Z2
$3,436/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Welcome to Daffodil Cottage a charming 2 bed 1 bath RANCHER with a LEGAL 1 bed 1 bath CARRIAGE HOUSE tucked on a charming avenue in sunny Summerland. As you drive up you'll feel like you've arrived in the country. This cottage oozes personality as you walk in to be greeted by a warm butter yellow kitchen with gas range, breakfast nook, versatile moving kitchen island and office area. The living room features a cozy gas fireplace to warm up against and enjoy all year round! The main cottage also has two bedrooms and a large bathroom with your stacking washer and dryer. In the carriage house there is open concept kitchen, living and dining area with one bedroom and a full bathroom. The main house has an attached garage, newer roof, newer hot water tank and fully fenced yard. The carriage house presently rents at $1425 per month and has its own separate outdoor space and separate parking spot. This is a great opportunity to get into the Summerland market with a mortgage helper. 24 HR a MUST. Showings of Carriage house only on 2nd showing ONLY of a serious buyer. Thank you.
2
Beds
2,103 ft²
Floor area
1986
Year built
Single Family
Type
Main Town
Area
Listed
March 24, 2026
$679,000 is 34.2% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
17 min
walk to Nesters Market
18 min
bike to Prairie Valley Station
59 min
walk to Prairie Valley Station
10h 2m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 38%
| Detached | 53 | 38.4% |
| Condo / Apartment | 23 | 16.7% |
| Land | 19 | 13.8% |
| Townhouse | 14 | 10.1% |
| Duplex | 10 | 7.2% |
| Other | 19 | 13.8% |
| $25,000 to $29,999 | 5 | 2.6% |
| $30,000 to $34,999 | 5 | 2.6% |
| $35,000 to $39,999 | 10 | 5.1% |
| $40,000 to $44,999 | 5 | 2.6% |
| $45,000 to $49,999 | 10 | 5.1% |
| $50,000 to $59,999 | 15 | 7.7% |
| $60,000 to $69,999 | 5 | 2.6% |
| $70,000 to $79,999 | 10 | 5.1% |
| $80,000 to $89,999 | 15 | 7.7% |
| $90,000 to $99,999 | 15 | 7.7% |
| $100,000 to $124,999 | 30 | 15.4% |
| $125,000 to $149,999 | 30 | 15.4% |
| $150,000 to $199,999 | 20 | 10.3% |
| $200,000 and over | 20 | 10.3% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,436
Principal and interest
Calculated estimate
$3,094
Property tax
Calculated estimate
$192/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$669,000
Down payment
Calculated estimate
$133,800 (20%)
Estimated mortgage
Calculated estimate
$535,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,436
/mo
Rate
%
Amortization
Principal and interest
$3,094
Property tax (est.)
$192
P&I
Tax
Down payment
$133,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $133,800 down (20%) on $669,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
At 4.3996 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
