Ladysmith · V9G1Z2
$4,332/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Fully updated 4 bed and 3 bath Ocean and Mountain View Scandinavian style interior home in rural Sunny Saltair minutes from both Chemainus and Ladysmith. Fully fenced with peaceful koi pond and the sound of falling water. House sits perpendicular to the road to maximize views and privacy. Kitchen has upgraded French Door Electrolux refrigerator, high end Electrolux convection induction range, quartz countertops, custom cabinets, built-in Bosch dishwasher, oversized deep stainless sink with drain rack/ cutting board. Large kitchen skylight that opens. Bathrooms redone with new cabinets, dual flush Toto toilets, new fixtures. New Thermoproof dual pane windows with lifetime warranty. 2 fireplaces, the downstairs fireplace has a newly upgraded Pacific Energy insert that will heat the home. Covered wood storage with easy access. New Canadians Stelpro baseboard and convection panel heaters throughout with programmable thermostats and Alexa control. Roof insulation upgraded to R50; downstairs floor insulated with Dricore OSB foam panels +2.7R for added +10C degrees and new flooring downstairs. New Light fixtures throughout - all LED. Low monthly costs and nothing to do except move in and enjoy. A lot of room for hobbies, special interests, or a home business. Current internet service is 3 GB Fibre and super reliable: House wired with10GB Ethernet wiring and hardwired jacks. Media room has light blocking blinds and curtains for cozy movie nights. Large workshop with large LED Panel lights new insulated doors. Koi pond of approx 2,750 gallons with bio-filter, bog and passive filter with easy maintenance. New Palram Canopia dual wall 3 season greenhouse with electrical and frost free faucets which grows greens 10+ months a year (4 years more of warranty.) Multiple added hose bibs. New stairs and walkway to the rear deck. Deck is gated which is great for kids or animals. Click on the iGuide for a tour. For more information let's Get in Touch . . . Lorne Gait at 250-618-0680.
4
Beds
2,909 ft²
Floor area
1978
Year built
Single Family
Type
Ladysmith
Area
Listed
June 24, 2026
Nearby & Commute
51 min
walk to Save-On-Foods
1h 25m
bike to Alderlea Station
4h 43m
walk to Alderlea Station
2h 23m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 66%
| Detached | 37 | 66.1% |
| Land | 15 | 26.8% |
| Duplex | 1 | 1.8% |
| Mobile home | 1 | 1.8% |
| Other | 1 | 1.8% |
| Other | 1 | 1.8% |
| $10,000 to $14,999 | 10 | 2.8% |
| $20,000 to $24,999 | 15 | 4.2% |
| $25,000 to $29,999 | 10 | 2.8% |
| $30,000 to $34,999 | 15 | 4.2% |
| $35,000 to $39,999 | 15 | 4.2% |
| $40,000 to $44,999 | 5 | 1.4% |
| $45,000 to $49,999 | 10 | 2.8% |
| $50,000 to $59,999 | 25 | 6.9% |
| $60,000 to $69,999 | 35 | 9.7% |
| $70,000 to $79,999 | 45 | 12.5% |
| $80,000 to $89,999 | 25 | 6.9% |
| $90,000 to $99,999 | 20 | 5.6% |
| $100,000 to $124,999 | 50 | 13.9% |
| $125,000 to $149,999 | 20 | 5.6% |
| $150,000 to $199,999 | 35 | 9.7% |
| $200,000 and over | 25 | 6.9% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,332
Principal and interest
Calculated estimate
$3,932
Property tax
Calculated estimate
$250/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$849,999
Down payment
Calculated estimate
$170,000 (20%)
Estimated mortgage
Calculated estimate
$679,999
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,332
/mo
Rate
%
Amortization
Principal and interest
$3,932
Property tax (est.)
$250
P&I
Tax
Down payment
$170,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $170,000 down (20%) on $849,999, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 6.0511 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
