Ladysmith · V9G1S9
$1,528/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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This bright and well-maintained 2-bedroom condo offers an exceptional opportunity for first-time buyers, downsizers, or investors seeking value in a desirable Ladysmith location. The home features a spacious open living and dining area filled with natural light, complemented by an updated galley-style kitchen with white cabinetry. Recent improvements include new flooring throughout, enhancing the clean, modern feel and making the home truly move-in ready. Down the hall, you’ll find two comfortable bedrooms, including a primary with a walk-in closet, as well as a well-appointed 4-piece bathroom. The unit is currently owner-occupied. The well-managed complex includes a storage locker, shared laundry facilities, and allows one cat or dog. Ideally situated close to Ladysmith amenities and just minutes from Transfer Beach, this is a rare chance to secure a quality home in a sought-after coastal community. All data and measurements are approximate and must be verified if fundamental.
2
Beds
855 ft²
Floor area
1973
Year built
Single Family
Type
Ladysmith
Area
Listed
May 19, 2026
$289,900 is 71.9% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
18 min
walk to Save-On-Foods
1h 35m
bike to Duke Point (Foot Access)
5h 16m
walk to Duke Point (Foot Access)
2h 25m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 50%
| Detached | 55 | 50.5% |
| Land | 31 | 28.4% |
| Townhouse | 11 | 10.1% |
| Condo / Apartment | 5 | 4.6% |
| Duplex | 2 | 1.8% |
| Other | 5 | 4.6% |
| $20,000 to $24,999 | 20 | 8.0% |
| $25,000 to $29,999 | 15 | 6.0% |
| $30,000 to $34,999 | 5 | 2.0% |
| $35,000 to $39,999 | 5 | 2.0% |
| $40,000 to $44,999 | 10 | 4.0% |
| $45,000 to $49,999 | 10 | 4.0% |
| $50,000 to $59,999 | 25 | 10.0% |
| $60,000 to $69,999 | 20 | 8.0% |
| $70,000 to $79,999 | 15 | 6.0% |
| $80,000 to $89,999 | 15 | 6.0% |
| $90,000 to $99,999 | 15 | 6.0% |
| $100,000 to $124,999 | 35 | 14.0% |
| $125,000 to $149,999 | 25 | 10.0% |
| $150,000 to $199,999 | 25 | 10.0% |
| $200,000 and over | 10 | 4.0% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$1,528
Principal and interest
Calculated estimate
$1,295
Property tax
Calculated estimate
$83/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$279,900
Down payment
Calculated estimate
$55,980 (20%)
Estimated mortgage
Calculated estimate
$223,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$1,528
/mo
Rate
%
Amortization
Principal and interest
$1,295
Property tax (est.)
$83
P&I
Tax
Down payment
$55,980 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $55,980 down (20%) on $279,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 6.0511 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
