Summerland · V0H1Z2
$4,327/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Welcome to easy Summerland living. This beautifully maintained 3-bedroom, 2-bathroom rancher offers thoughtfully updated one-level living, just a short walk from downtown, schools, parks, and local sports fields. Inside, the inviting floor plan is designed for everyday living and effortless entertaining. The updated kitchen features quartz countertops, stainless steel appliances, and two-tone cabinetry. A gas fireplace creates a warm focal point in the family room, while sliding doors open to the backyard, seamlessly connecting indoor and outdoor living. The backyard is where this property truly shines. Whether you're enjoying a quiet morning coffee under the covered deck, hosting family and friends around the saltwater pool, or spending long summer evenings outdoors, this private, fully fenced space was designed to be enjoyed. Beautiful landscaping, multiple seating areas, generous patio space, and a detached storage shed complete this exceptional outdoor setting. Extensively updated over the past several years, improvements include a new pool liner, a high-efficiency furnace and central air conditioning, underground irrigation, motorized smart blinds with Wi-Fi and remote operation, complete replacement of Poly-B plumbing with PEX, select new windows, new eavestroughs, and updated concrete sidewalks and driveway. Move-in ready and meticulously cared for, this home offers the perfect balance of comfort, convenience, and the Okanagan lifestyle.
3
Beds
1,658 ft²
Floor area
1993
Year built
Single Family
Type
Main Town
Area
Listed
July 31, 2026
Nearby & Commute
16 min
walk to Nesters Market
18 min
bike to Prairie Valley Station
59 min
walk to Prairie Valley Station
10h 2m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 39%
| Detached | 54 | 38.6% |
| Condo / Apartment | 23 | 16.4% |
| Land | 20 | 14.3% |
| Townhouse | 14 | 10.0% |
| Duplex | 10 | 7.1% |
| Other | 19 | 13.6% |
| $20,000 to $24,999 | 5 | 2.4% |
| $25,000 to $29,999 | 5 | 2.4% |
| $30,000 to $34,999 | 10 | 4.9% |
| $45,000 to $49,999 | 5 | 2.4% |
| $50,000 to $59,999 | 15 | 7.3% |
| $60,000 to $69,999 | 20 | 9.8% |
| $70,000 to $79,999 | 15 | 7.3% |
| $80,000 to $89,999 | 10 | 4.9% |
| $90,000 to $99,999 | 15 | 7.3% |
| $100,000 to $124,999 | 35 | 17.1% |
| $125,000 to $149,999 | 35 | 17.1% |
| $150,000 to $199,999 | 25 | 12.2% |
| $200,000 and over | 10 | 4.9% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,327
Principal and interest
Calculated estimate
$3,927
Property tax
Calculated estimate
$250/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$849,000
Down payment
Calculated estimate
$169,800 (20%)
Estimated mortgage
Calculated estimate
$679,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,327
/mo
Rate
%
Amortization
Principal and interest
$3,927
Property tax (est.)
$250
P&I
Tax
Down payment
$169,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $169,800 down (20%) on $849,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 4.3996 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
