Salt Spring · V8K1X1
$6,028/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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''First time on the market since 1930, this one of a kind ocean front cottage is in the heart of the Fulford Village. Immaculately remodelled one bedroom, 1.5 bath home tucked away on sunny south west facing waterfront, stunning views looking in and out of the harbour and Mt Tuam, Mt Bruce, Drummond Park and more. It has a large front sundeck, makes you feel that you are right on the ocean, that also wraps around to a large shade deck. Enjoy the view from the open plan living room and newly remodelled kitchen, pantry and hobby room. The large bedroom has a large master bathroom with a wheelchair accessible shower, radiant floor heat, walk in clothes closet and stackable laundry closet. Fully fenced with lots of off street parking, small workshop/storage building and carport. There is lots of room on the decks for potted plants, yard area with lawn & gardens, parking behind a privacy gate. Oh yea! there is also a hidden private patio area off the kitchen. A few short steps to the ferry, restaurant, store and the shops. There is regular bus service to Ganges at every ferry sailing.''
1
Beds
851 ft²
Floor area
Single Family
Type
Salt Spring
Area
Listed
April 10, 2026
$1,195,000 is 15.9% above the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
2h 36m
walk to Deep Cove Market
1h 29m
bike to nearest SkyTrain station
4h 55m
walk to nearest SkyTrain station
2h 29m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 62%
| Detached | 16 | 61.5% |
| Land | 9 | 34.6% |
| Other | 1 | 3.8% |
| Under $5,000 | 5 | 1.2% |
| $10,000 to $14,999 | 5 | 1.2% |
| $15,000 to $19,999 | 15 | 3.5% |
| $20,000 to $24,999 | 15 | 3.5% |
| $25,000 to $29,999 | 20 | 4.7% |
| $30,000 to $34,999 | 25 | 5.9% |
| $35,000 to $39,999 | 15 | 3.5% |
| $40,000 to $44,999 | 15 | 3.5% |
| $45,000 to $49,999 | 20 | 4.7% |
| $50,000 to $59,999 | 30 | 7.1% |
| $60,000 to $69,999 | 25 | 5.9% |
| $70,000 to $79,999 | 35 | 8.2% |
| $80,000 to $89,999 | 30 | 7.1% |
| $90,000 to $99,999 | 15 | 3.5% |
| $100,000 to $124,999 | 55 | 12.9% |
| $125,000 to $149,999 | 25 | 5.9% |
| $150,000 to $199,999 | 45 | 10.6% |
| $200,000 and over | 30 | 7.1% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$6,028
Principal and interest
Calculated estimate
$5,528
Property tax
Calculated estimate
$350/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,195,000
Down payment
Calculated estimate
$239,000 (20%)
Estimated mortgage
Calculated estimate
$956,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$6,028
/mo
Rate
%
Amortization
Principal and interest
$5,528
Property tax (est.)
$350
P&I
Tax
Down payment
$239,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $239,000 down (20%) on $1,195,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
