Spallumcheen · V4Y0S2
$18,670/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Set on 39.7 acres in the heart of the North Okanagan, this exceptional farm in Armstrong features a fully producing apple orchard planted in Gala and Ambrosia apples, offering an outstanding opportunity for both lifestyle and agricultural investment. The property is supported by excellent water supply, including an irrigation well producing 400+ US GPM with underground irrigation hookups throughout the farm, plus a domestic well with 100+ US GPM. The impressive 7,598 sq. ft. main residence, built in 2005, offers 7 bedrooms and 6 full bathrooms, including a spacious 3-bedroom, 2-bathroom suite with separate driveway and storage shed—ideal for extended family or rental income. Energy-efficient geothermal heating and cooling service both the main home and suite, while features such as heated lower-level floors, built-in vacuum, two hot water tanks, and a 1,632 sq. ft. covered wraparound deck add comfort and functionality. A second residence provides an additional 980 sq. ft. with 2 bedrooms plus den/storage, 9’ ceilings, separate driveway, large deck, and newer roof. Outbuildings include a 2,200 sq. ft. garage/shop with commercial kitchen and carport, two large pole sheds, and a fully insulated powered workshop. A rare opportunity to own a productive orchard property with multiple residences, extensive infrastructure, and strong income potential. GST is applicable and is not included in the listing price.
7
Beds
7,598 ft²
Floor area
2005
Year built
Agriculture
Type
Armstrong/ Spall.
Area
Listed
August 18, 2026
Nearby & Commute
1h 10m
walk to Askew's Foods
5h 22m
bike to Orchard Park Exchange
17h 51m
walk to Orchard Park Exchange
12h 35m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 58%
| Detached | 35 | 58.3% |
| Farm | 10 | 16.7% |
| Land | 8 | 13.3% |
| Townhouse | 3 | 5.0% |
| Duplex | 2 | 3.3% |
| Other | 2 | 3.3% |
| Under $5,000 | 5 | 2.4% |
| $10,000 to $14,999 | 5 | 2.4% |
| $30,000 to $34,999 | 10 | 4.9% |
| $35,000 to $39,999 | 5 | 2.4% |
| $40,000 to $44,999 | 5 | 2.4% |
| $45,000 to $49,999 | 5 | 2.4% |
| $50,000 to $59,999 | 15 | 7.3% |
| $60,000 to $69,999 | 25 | 12.2% |
| $70,000 to $79,999 | 25 | 12.2% |
| $80,000 to $89,999 | 10 | 4.9% |
| $90,000 to $99,999 | 15 | 7.3% |
| $100,000 to $124,999 | 25 | 12.2% |
| $125,000 to $149,999 | 25 | 12.2% |
| $150,000 to $199,999 | 15 | 7.3% |
| $200,000 and over | 15 | 7.3% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$18,670
Principal and interest
Calculated estimate
$17,420
Property tax
Calculated estimate
$1,100/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$3,766,000
Down payment
Calculated estimate
$753,200 (20%)
Estimated mortgage
Calculated estimate
$3,012,800
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$18,670
/mo
Rate
%
Amortization
Principal and interest
$17,420
Property tax (est.)
$1,100
P&I
Tax
Down payment
$753,200 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $753,200 down (20%) on $3,766,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
At 4.9544 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Provincial farmland protection restricts subdivision and non-farm use.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
