#12 – 930 Josephine Road
Central Saanich · V8M1B3
$4,207/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Central Saanich · V8M1B3
$4,207/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
Set within Marina Bay Estates, this bright and spacious 2-bed, 3-bath townhome enjoys a quiet position at the end of a cul-de-sac, bordering Angler’s Anchorage Marina in Brentwood Bay. Offering 2,070 sq. ft. of living space, the level-entry layout features generous principal rooms, water views, a wood-burning fireplace, stainless steel appliances and abundant storage. The lower level includes a large recreation room, 3-piece bathroom, additional storage and a covered patio offering flexibility for guests, hobbies or entertaining. Move-in ready and well maintained, the home offers an inviting canvas for personalized updates. The detached single garage is used as a workshop and can easily be converted back. This intimate 12-residence 55+ community is minutes from Brentwood Bay Resort, waterfront walkways and the village’s shops, cafés and everyday essentials. Close to parks, schools and world-famous Butchart Gardens, it combines quiet residential living with exceptional convenience.
2
Beds
2,070 ft²
Floor area
1989
Year built
Single Family
Type
Brentwood Bay
Area
Listed
July 26, 2026
Nearby & Commute
18 min
walk to Fairway Market Brentwood
1h 8m
bike to Langford Transit Exchange
3h 45m
walk to Langford Transit Exchange
3h 19m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 46%
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,207
Principal and interest
Calculated estimate
$3,816
Property tax
Calculated estimate
$242/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$824,900
Down payment
Calculated estimate
$164,980 (20%)
Estimated mortgage
Calculated estimate
$659,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,207
/mo
Rate
%
Amortization
Principal and interest
$3,816
Property tax (est.)
$242
P&I
Tax
Down payment
$164,980 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker

This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $164,980 down (20%) on $824,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
| Detached | 22 | 45.8% |
| Condo / Apartment | 9 | 18.8% |
| Townhouse | 8 | 16.7% |
| Land | 5 | 10.4% |
| Duplex | 3 | 6.3% |
| Other | 1 | 2.1% |
| $20,000 to $24,999 | 5 | 1.8% |
| $25,000 to $29,999 | 5 | 1.8% |
| $35,000 to $39,999 | 10 | 3.6% |
| $40,000 to $44,999 | 5 | 1.8% |
| $45,000 to $49,999 | 5 | 1.8% |
| $50,000 to $59,999 | 5 | 1.8% |
| $60,000 to $69,999 | 15 | 5.5% |
| $70,000 to $79,999 | 20 | 7.3% |
| $80,000 to $89,999 | 15 | 5.5% |
| $90,000 to $99,999 | 20 | 7.3% |
| $100,000 to $124,999 | 45 | 16.4% |
| $125,000 to $149,999 | 25 | 9.1% |
| $150,000 to $199,999 | 60 | 21.8% |
| $200,000 and over | 40 | 14.5% |
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
At 4.7112 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.