Merritt · V1K1E1
$1,276/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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This renovated 2 bedroom + den home offers an affordable opportunity to own your home and land with no pad rent. Updates include new drywall, paint, trim, doors, vinyl plank flooring and windows throughout. The open living and kitchen area features updated cabinetry and a gas range, plus a renovated 3-piece bathroom and large mudroom for extra storage. Outside offers new wood siding, gravel parking and a fenced yard with room for pets, gardening or play. Centrally located close to schools, parks and downtown Merritt. A great option for first-time buyers, downsizers or those looking for an affordable home on its own land. Listed by Flex Realty Group. Some photos have been virtually staged.
2
Beds
796 ft²
Floor area
1971
Year built
Single Family
Type
Merritt
Area
Listed
August 12, 2026
Nearby & Commute
18 min
walk to Save-On-Foods
5h 28m
bike to Ebus
18h 13m
walk to Ebus
7h 39m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 54%
| Detached | 73 | 54.5% |
| Land | 36 | 26.9% |
| Townhouse | 8 | 6.0% |
| Mobile home | 6 | 4.5% |
| Other | 5 | 3.7% |
| Other | 6 | 4.5% |
| $15,000 to $19,999 | 10 | 3.0% |
| $20,000 to $24,999 | 15 | 4.5% |
| $25,000 to $29,999 | 10 | 3.0% |
| $30,000 to $34,999 | 20 | 6.0% |
| $35,000 to $39,999 | 15 | 4.5% |
| $40,000 to $44,999 | 20 | 6.0% |
| $45,000 to $49,999 | 20 | 6.0% |
| $50,000 to $59,999 | 20 | 6.0% |
| $60,000 to $69,999 | 30 | 9.0% |
| $70,000 to $79,999 | 25 | 7.5% |
| $80,000 to $89,999 | 20 | 6.0% |
| $90,000 to $99,999 | 15 | 4.5% |
| $100,000 to $124,999 | 30 | 9.0% |
| $125,000 to $149,999 | 35 | 10.4% |
| $150,000 to $199,999 | 30 | 9.0% |
| $200,000 and over | 20 | 6.0% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$1,276
Principal and interest
Calculated estimate
$1,059
Property tax
Calculated estimate
$67/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$229,000
Down payment
Calculated estimate
$45,800 (20%)
Estimated mortgage
Calculated estimate
$183,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$1,276
/mo
Rate
%
Amortization
Principal and interest
$1,059
Property tax (est.)
$67
P&I
Tax
Down payment
$45,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $45,800 down (20%) on $229,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 7.4895 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
