Mill Bay · V0R2P2
$8,265/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Set on 4.86 acres backing onto a creek and bordering Briarwood Park, 1220 Shawnigan-Mill Bay Road offers genuine country privacy within easy reach of both Mill Bay and Shawnigan Lake. The highway is five minutes away for commuters, while Kerry Park Recreation Centre, the local school, and Merridale and Unsworth Cideries are all within walking distance, with Mill Bay village shopping close by. A pull-through driveway serves an exceptional collection of outbuildings: a wired barn, a greenhouse, and an approximately 25' x 30' heated shop that is fully plumbed and wired. The barn and greenhouse each have their own water supply, and a chicken coop and fenced garden areas round out the working side of the property. The lower two acres are park-like, with well-maintained trails leading to the park boundary. Given the size and configuration of the parcel, there may be future subdivision potential for an additional lot, subject to zoning, approvals and buyer due diligence. Inside, the home carries a level of craftsmanship seldom found in newer construction, with stained-glass windows, custom built-ins and an updated kitchen that respects the character of the house. Expansive windows draw in natural light and views across the acreage. The loft-style primary retreat upstairs reads almost as a private residence, offering a real sense of separation and space. The lower level is a 6'6'' walkout basement and includes a dedicated area suited to arts and crafts, hobbies or a studio, with additional flexible space to suit changing needs. The result is an uncommon balance of acreage, privacy, functionality and character on the Malahat's doorstep.
3
Beds
2,315 ft²
Floor area
1907
Year built
Single Family
Type
Mill Bay
Area
Listed
August 18, 2026
Nearby & Commute
32 min
walk to Thrifty Foods
1h 19m
bike to nearest SkyTrain station
4h 24m
walk to nearest SkyTrain station
3h 8m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 74%
| Detached | 34 | 73.9% |
| Land | 6 | 13.0% |
| Mobile home | 5 | 10.9% |
| Condo / Apartment | 1 | 2.2% |
| $15,000 to $19,999 | 15 | 2.8% |
| $20,000 to $24,999 | 30 | 5.7% |
| $25,000 to $29,999 | 15 | 2.8% |
| $30,000 to $34,999 | 20 | 3.8% |
| $35,000 to $39,999 | 20 | 3.8% |
| $40,000 to $44,999 | 20 | 3.8% |
| $45,000 to $49,999 | 30 | 5.7% |
| $50,000 to $59,999 | 25 | 4.7% |
| $60,000 to $69,999 | 35 | 6.6% |
| $70,000 to $79,999 | 35 | 6.6% |
| $80,000 to $89,999 | 30 | 5.7% |
| $90,000 to $99,999 | 35 | 6.6% |
| $100,000 to $124,999 | 60 | 11.3% |
| $125,000 to $149,999 | 40 | 7.5% |
| $150,000 to $199,999 | 75 | 14.2% |
| $200,000 and over | 45 | 8.5% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$8,265
Principal and interest
Calculated estimate
$7,632
Property tax
Calculated estimate
$483/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,650,000
Down payment
Calculated estimate
$330,000 (20%)
Estimated mortgage
Calculated estimate
$1,320,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$8,265
/mo
Rate
%
Amortization
Principal and interest
$7,632
Property tax (est.)
$483
P&I
Tax
Down payment
$330,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $330,000 down (20%) on $1,650,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
