12300 Ormsby Drive
Coldstream · V1B1H8
$5,016/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Coldstream · V1B1H8
$5,016/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
Welcome to the heart of Coldstream, where location, lifestyle and community come together. Situated in the sought-after Kidston Elementary and Kalamalka Secondary school catchments, this updated three bedroom, one and a half bathroom home is just steps from Sovereign Park Beach and minutes from the hiking and biking trails of Kalamalka Lake Provincial Park. Inside, you’ll find a bright, comfortable layout with numerous updates throughout. The lower level offers excellent additional living space with a versatile rec room—perfect for a home gym or media room—plus plenty of storage and space for a home office. Outside, enjoy a fully fenced yard surrounded by beautiful, established gardens, offering a private space for kids, pets and summer entertaining. The location also puts you close to Vernon Golf & Country Club, with convenient access to the highway for an easy connection to Kelowna International Airport and Silver Star Mountain Resort. With ample parking and proximity to schools, beaches, trails, golf and year-round recreation, this is a fantastic opportunity to enjoy the best of the Okanagan lifestyle right from the heart of Coldstream.
3
Beds
2,113 ft²
Floor area
1972
Year built
Single Family
Type
Mun of Coldstream
Area
Listed
August 24, 2026
Nearby & Commute
1h 1m
walk to Save-On-Foods
3h 8m
bike to Orchard Park Exchange
10h 24m
walk to Orchard Park Exchange
11h 50m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 50%
| Detached | 51 | 50.0% |
| Townhouse | 13 | 12.7% |
| Land | 12 | 11.8% |
| Mobile home | 10 | 9.8% |
| Duplex | 9 | 8.8% |
| Other | 7 | 6.9% |
| Under $5,000 | 5 | 0.9% |
| $15,000 to $19,999 | 5 | 0.9% |
| $20,000 to $24,999 | 10 | 1.7% |
| $25,000 to $29,999 | 10 | 1.7% |
| $30,000 to $34,999 | 10 | 1.7% |
| $35,000 to $39,999 | 10 | 1.7% |
| $40,000 to $44,999 | 15 | 2.6% |
| $45,000 to $49,999 | 15 | 2.6% |
| $50,000 to $59,999 | 35 | 6.0% |
| $60,000 to $69,999 | 25 | 4.3% |
| $70,000 to $79,999 | 30 | 5.1% |
| $80,000 to $89,999 | 30 | 5.1% |
| $90,000 to $99,999 | 45 | 7.7% |
| $100,000 to $124,999 | 70 | 12.0% |
| $125,000 to $149,999 | 65 | 11.1% |
| $150,000 to $199,999 | 90 | 15.4% |
| $200,000 and over | 115 | 19.7% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$5,016
Principal and interest
Calculated estimate
$4,575
Property tax
Calculated estimate
$292/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$989,000
Down payment
Calculated estimate
$197,800 (20%)
Estimated mortgage
Calculated estimate
$791,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$5,016
/mo
Rate
%
Amortization
Principal and interest
$4,575
Property tax (est.)
$292
P&I
Tax
Down payment
$197,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker

This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $197,800 down (20%) on $989,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
At 5.0852 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.