12692 Ponderosa Drive
Lake Country · V4V2G9
$5,563/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Lake Country · V4V2G9
$5,563/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
Imagine spending your summer evenings walking to Wood Lake, cycling the nearby trails, or relaxing in your own private backyard surrounded by mature trees and mountain views. This beautifully updated walk-out rancher sits on a generous flat .25 acre lot, offering the perfect blend of comfort, space, and the Okanagan lifestyle. The bright open-concept design features an updated kitchen with stainless steel appliances, generous counter space, and an eat-up island perfect for gathering with family and friends. Offering 3 bedrooms, 2½ bathrooms, a spacious laundry and mudroom, and an oversized single garage, this home is move-in ready. Outside, you'll appreciate the large, level yard, RV parking, and plenty of room for extra vehicles, recreational toys, a future shop, or the garden you've always dreamed of. The fully landscaped property also features mature cherry, blackberry, raspberry, and walnut trees, creating your own backyard oasis. Located just a 5-minute walk to Wood Lake, beaches, and scenic walking and cycling paths, and only 15 minutes to Kelowna International Airport and UBCO, 20 minutes to Vernon, and 25 minutes to downtown Kelowna, you'll enjoy the very best of the Okanagan right at your doorstep. Come experience a home where every season feels like a getaway. Book your private showing today.
3
Beds
1,800 ft²
Floor area
1984
Year built
Single Family
Type
Lake Country North West
Area
Listed
August 7, 2026
Nearby & Commute
1h 3m
walk to Sohal Orchards
1h 38m
bike to Orchard Park Exchange
5h 27m
walk to Orchard Park Exchange
11h 13m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 44%
| Detached | 43 | 44.3% |
| Townhouse | 25 | 25.8% |
| Land | 14 | 14.4% |
| Condo / Apartment | 10 | 10.3% |
| Mobile home | 3 | 3.1% |
| Other | 2 | 2.1% |
| Under $5,000 | 10 | 0.8% |
| $10,000 to $14,999 | 10 | 0.8% |
| $15,000 to $19,999 | 10 | 0.8% |
| $20,000 to $24,999 | 25 | 2.0% |
| $25,000 to $29,999 | 20 | 1.6% |
| $30,000 to $34,999 | 15 | 1.2% |
| $35,000 to $39,999 | 20 | 1.6% |
| $40,000 to $44,999 | 35 | 2.8% |
| $45,000 to $49,999 | 35 | 2.8% |
| $50,000 to $59,999 | 70 | 5.7% |
| $60,000 to $69,999 | 75 | 6.1% |
| $70,000 to $79,999 | 85 | 6.9% |
| $80,000 to $89,999 | 70 | 5.7% |
| $90,000 to $99,999 | 85 | 6.9% |
| $100,000 to $124,999 | 175 | 14.2% |
| $125,000 to $149,999 | 135 | 10.9% |
| $150,000 to $199,999 | 200 | 16.2% |
| $200,000 and over | 160 | 13.0% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$5,563
Principal and interest
Calculated estimate
$5,088
Property tax
Calculated estimate
$325/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,100,000
Down payment
Calculated estimate
$220,000 (20%)
Estimated mortgage
Calculated estimate
$880,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$5,563
/mo
Rate
%
Amortization
Principal and interest
$5,088
Property tax (est.)
$325
P&I
Tax
Down payment
$220,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker

This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $220,000 down (20%) on $1,100,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 4.8929 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.