Penticton · V2A3L2
$4,548/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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This 4-bedroom, 2-bathroom, 2,137 sq ft home offers updated living on a lot with excellent parking and low-maintenance grounds. With 2 bedrooms on the main floor and 2 more downstairs, this layout makes for a perfect family home. The main floor kitchen has been tastefully renovated with crisp white cabinetry, quartz countertops, a stainless steel appliance package, and a textured grey tile backsplash that runs the full height of the wall — a clean, modern space that's easy to keep up. The main floor bathroom has also been refreshed, featuring a grey vanity, framed mirror, hexagon tile backsplash, and a glass-enclosed shower. With 1,051 sq ft up and 1,086 sq ft down, the layout offers real flexibility for extended family or additional living space, and the basement includes a separate entrance — buyers interested in developing a legal suite downstairs should complete their own due diligence with the City of Penticton regarding current zoning and suite requirements. Outside, the property offers a huge amount of parking in addition to a 722 sq ft detached double garage, ideal for a boat, trailer, or workshop use. The yard is designed for low upkeep, giving owners more time to enjoy the location rather than maintain it. Centrally located, this home puts groceries, restaurants, shopping, and everyday amenities all within easy reach — a practical, well-connected spot for daily living.
4
Beds
2,136 ft²
Floor area
1970
Year built
Single Family
Type
Main South
Area
Listed
August 17, 2026
Nearby & Commute
6 min
walk to Save-On-Foods
1h 15m
bike to Prairie Valley Station
4h 11m
walk to Prairie Valley Station
10h 15m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 35%
| Detached | 126 | 34.8% |
| Condo / Apartment | 101 | 27.9% |
| Townhouse | 51 | 14.1% |
| Land | 30 | 8.3% |
| Duplex | 25 | 6.9% |
| Other | 29 | 8.0% |
| $20,000 to $24,999 | 20 | 7.5% |
| $25,000 to $29,999 | 10 | 3.8% |
| $30,000 to $34,999 | 20 | 7.5% |
| $35,000 to $39,999 | 15 | 5.7% |
| $40,000 to $44,999 | 15 | 5.7% |
| $45,000 to $49,999 | 25 | 9.4% |
| $50,000 to $59,999 | 35 | 13.2% |
| $60,000 to $69,999 | 25 | 9.4% |
| $70,000 to $79,999 | 15 | 5.7% |
| $80,000 to $89,999 | 10 | 3.8% |
| $90,000 to $99,999 | 15 | 5.7% |
| $100,000 to $124,999 | 30 | 11.3% |
| $125,000 to $149,999 | 10 | 3.8% |
| $150,000 to $199,999 | 15 | 5.7% |
| $200,000 and over | 5 | 1.9% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,548
Principal and interest
Calculated estimate
$4,140
Property tax
Calculated estimate
$258/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$895,000
Down payment
Calculated estimate
$179,000 (20%)
Estimated mortgage
Calculated estimate
$716,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,548
/mo
Rate
%
Amortization
Principal and interest
$4,140
Property tax (est.)
$258
P&I
Tax
Down payment
$179,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $179,000 down (20%) on $895,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 5.4404 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
