Penticton · V2A8V2
$12,930/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Breathtaking lake views define this exceptional 5.64-acre estate on the coveted Naramata Bench. The property offers a refined vineyard lifestyle with meaningful revenue potential. The 4 bedroom residence is designed for effortless living and entertaining, with soaring ceilings, expansive windows, and generous decks overlooking Okanagan Lake. The private grounds are equally compelling, featuring a solar-heated saltwater pool, gardens, and recreation space or farm-to-table living. Above the triple garage, a fully self-contained 1 bedroom carriage suite provides flexibility for guests, extended family, or supplemental income. Approximately 4.5 acres are planted with Pinot Gris and Merlot, presenting an established vineyard opportunity. For those seeking a turnkey lifestyle, the current owners are open to leasing back the grape supply, allowing for immediate income while enjoying the setting. 2025 Vineyard Income was $52k. 2025 rental income for the homes was $54k. Moments to Penticton and steps to KVR Trail, this is a rare offering where luxury living and vineyard potential meet. Whether pursuing a boutique wine venture or simply embracing the rhythm of vineyard living, this property captures the essence of the Okanagan lifestyle. As an income producing property, it is anticipated to generate $106k to $110k in 2026. An exceptional opportunity for discerning buyers seeking both lifestyle and investment in one of the South Okanagan's premiere geographical indications.
4
Beds
3,408 ft²
Floor area
1940
Year built
Single Family
Type
Uplands/Redlands
Area
Listed
April 13, 2026
$2,799,000 is 171.4% above the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
52 min
walk to Penticton IGA
1h 8m
bike to Prairie Valley Station
3h 45m
walk to Prairie Valley Station
10h 20m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 38%
| Detached | 35 | 38.5% |
| Condo / Apartment | 18 | 19.8% |
| Townhouse | 11 | 12.1% |
| Farm | 8 | 8.8% |
| Duplex | 7 | 7.7% |
| Other | 12 | 13.2% |
| $20,000 to $24,999 | 5 | 4.2% |
| $30,000 to $34,999 | 5 | 4.2% |
| $40,000 to $44,999 | 5 | 4.2% |
| $50,000 to $59,999 | 5 | 4.2% |
| $60,000 to $69,999 | 5 | 4.2% |
| $70,000 to $79,999 | 5 | 4.2% |
| $90,000 to $99,999 | 10 | 8.3% |
| $100,000 to $124,999 | 25 | 20.8% |
| $125,000 to $149,999 | 10 | 8.3% |
| $150,000 to $199,999 | 15 | 12.5% |
| $200,000 and over | 30 | 25.0% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$12,930
Principal and interest
Calculated estimate
$12,022
Property tax
Calculated estimate
$758/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$2,599,000
Down payment
Calculated estimate
$519,800 (20%)
Estimated mortgage
Calculated estimate
$2,079,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$12,930
/mo
Rate
%
Amortization
Principal and interest
$12,022
Property tax (est.)
$758
P&I
Tax
Down payment
$519,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $519,800 down (20%) on $2,599,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 5.4404 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Provincial farmland protection restricts subdivision and non-farm use.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
