Lake Country · V4V2S4
$4,796/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Original owner, meticulously maintained, and ready to impress. This rancher with full basement sits in Cadence, Lake Country's premier 55+ community, and every inch of it shows pride of ownership. The bright open main level delivers quality cabinetry, a generous island built for entertaining, and updated appliances, all under a tray ceiling that adds real architectural character. The primary suite sits on the main floor with heated ensuite floors underfoot, and the second bedroom flexes easily as a guest room or home office. Step out to the extended deck and patio and take in sunrise and sunset views of Spion Kop. Downstairs adds two more bedrooms, a spacious family room, and heated bathroom floors. Ideal separation for visiting family or longer stays. The value runs deeper than the finishes. Geothermal heating and cooling keeps costs down year round, the hot water tank is new in 2025, and an active radon mitigation system with detector is already installed. The garage carries 10 foot doors for your bigger toys. Cadence living means a community outdoor pool and hot tub in a mature, established neighbourhood. Shopping, wineries, three lakes, and the rail trail are all minutes away, with Kelowna International Airport roughly 15 minutes down the road.
4
Beds
3,150 ft²
Floor area
2017
Year built
Single Family
Type
Lake Country North West
Area
Listed
August 13, 2026
Nearby & Commute
1h 12m
walk to Sohal Orchards
1h 41m
bike to Orchard Park Exchange
5h 37m
walk to Orchard Park Exchange
11h 13m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 41%
| Detached | 32 | 40.5% |
| Townhouse | 22 | 27.8% |
| Land | 11 | 13.9% |
| Condo / Apartment | 10 | 12.7% |
| Mobile home | 3 | 3.8% |
| Other | 1 | 1.3% |
| Under $5,000 | 10 | 0.8% |
| $10,000 to $14,999 | 10 | 0.8% |
| $15,000 to $19,999 | 10 | 0.8% |
| $20,000 to $24,999 | 25 | 2.0% |
| $25,000 to $29,999 | 20 | 1.6% |
| $30,000 to $34,999 | 15 | 1.2% |
| $35,000 to $39,999 | 20 | 1.6% |
| $40,000 to $44,999 | 35 | 2.8% |
| $45,000 to $49,999 | 35 | 2.8% |
| $50,000 to $59,999 | 70 | 5.7% |
| $60,000 to $69,999 | 75 | 6.1% |
| $70,000 to $79,999 | 85 | 6.9% |
| $80,000 to $89,999 | 70 | 5.7% |
| $90,000 to $99,999 | 85 | 6.9% |
| $100,000 to $124,999 | 175 | 14.2% |
| $125,000 to $149,999 | 135 | 10.9% |
| $150,000 to $199,999 | 200 | 16.2% |
| $200,000 and over | 160 | 13.0% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,796
Principal and interest
Calculated estimate
$4,371
Property tax
Calculated estimate
$275/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$945,000
Down payment
Calculated estimate
$189,000 (20%)
Estimated mortgage
Calculated estimate
$756,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,796
/mo
Rate
%
Amortization
Principal and interest
$4,371
Property tax (est.)
$275
P&I
Tax
Down payment
$189,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $189,000 down (20%) on $945,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
At 4.8929 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
