Summerland · V0H1Z0
$2,604/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Don’t miss this side-by-side duplex ideally located just steps from all amenities in downtown Summerland. This well-maintained property features two self-contained one-bedroom units with appliances, each including an all-in-one washer/dryer for added convenience. Both units enjoy spacious yard areas and decks, perfect for outdoor living, along with a detached garage situated on the northwest corner of the property. Underground irrigation ensures easy, low-maintenance care of the mature grounds. Significant updates have already been completed, including separate electrical panels and meters for each unit, updated plumbing, vinyl windows, and a roof replaced just three years ago—offering peace of mind and long-term value. This property presents an opportunity for investors or first-time buyers alike. Live in one unit and offset your mortgage with rental income from the other or retain the reliable long-term tenants currently in place who would love to stay. A smart investment in a prime location—contact your agent today to book your private showing. Minimum 24 hours notice required for all showings.
2
Beds
916 ft²
Floor area
1956
Year built
Single Family
Type
Main Town
Area
Listed
April 21, 2026
$524,900 is 49.1% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
3 min
walk to Nesters Market
18 min
bike to Prairie Valley Station
1h
walk to Prairie Valley Station
10h 1m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 39%
| Detached | 54 | 39.1% |
| Condo / Apartment | 23 | 16.7% |
| Land | 23 | 16.7% |
| Townhouse | 14 | 10.1% |
| Duplex | 10 | 7.2% |
| Other | 14 | 10.1% |
| Under $5,000 | 10 | 3.2% |
| $10,000 to $14,999 | 5 | 1.6% |
| $15,000 to $19,999 | 10 | 3.2% |
| $20,000 to $24,999 | 25 | 7.9% |
| $25,000 to $29,999 | 15 | 4.8% |
| $30,000 to $34,999 | 20 | 6.3% |
| $35,000 to $39,999 | 25 | 7.9% |
| $40,000 to $44,999 | 15 | 4.8% |
| $45,000 to $49,999 | 15 | 4.8% |
| $50,000 to $59,999 | 30 | 9.5% |
| $60,000 to $69,999 | 25 | 7.9% |
| $70,000 to $79,999 | 20 | 6.3% |
| $80,000 to $89,999 | 20 | 6.3% |
| $90,000 to $99,999 | 15 | 4.8% |
| $100,000 to $124,999 | 25 | 7.9% |
| $125,000 to $149,999 | 10 | 3.2% |
| $150,000 to $199,999 | 20 | 6.3% |
| $200,000 and over | 10 | 3.2% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,604
Principal and interest
Calculated estimate
$2,312
Property tax
Calculated estimate
$142/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$499,900
Down payment
Calculated estimate
$99,980 (20%)
Estimated mortgage
Calculated estimate
$399,920
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,604
/mo
Rate
%
Amortization
Principal and interest
$2,312
Property tax (est.)
$142
P&I
Tax
Down payment
$99,980 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $99,980 down (20%) on $499,900, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 4.3996 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
