Summerland · V0H1Z1
$3,399/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Great opportunity to own a heritage home in Summerland. This property offers lake views, abundant parking, a detached garage, and a separate storage shed, all in a highly desirable location surrounded by orchards and just minutes to wineries, golf courses, and the Naramata Bench. The detached garage offers excellent potential to double as a workshop. The home is fitted with 200 amp electrical service and has seen some modern renovations in the kitchen and bathroom. The lower level includes a self-contained suite that requires a full renovation, making this property best suited for contractors, renovators, or buyers looking to add value and create an income-producing space. A rare chance to secure a character home with strong lifestyle appeal and future potential in one of the Okanagan’s most sought-after communities.
3
Beds
2,047 ft²
Floor area
1908
Year built
Single Family
Type
Lower Town
Area
Listed
February 27, 2026
$705,000 is 31.7% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
6 min
walk to IGA
25 min
bike to Prairie Valley Station
1h 24m
walk to Prairie Valley Station
10h 5m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 39%
| Detached | 51 | 38.6% |
| Condo / Apartment | 23 | 17.4% |
| Land | 20 | 15.2% |
| Townhouse | 14 | 10.6% |
| Duplex | 12 | 9.1% |
| Other | 12 | 9.1% |
| $15,000 to $19,999 | 5 | 2.7% |
| $20,000 to $24,999 | 10 | 5.4% |
| $25,000 to $29,999 | 5 | 2.7% |
| $35,000 to $39,999 | 5 | 2.7% |
| $40,000 to $44,999 | 5 | 2.7% |
| $45,000 to $49,999 | 5 | 2.7% |
| $50,000 to $59,999 | 10 | 5.4% |
| $60,000 to $69,999 | 20 | 10.8% |
| $70,000 to $79,999 | 20 | 10.8% |
| $80,000 to $89,999 | 10 | 5.4% |
| $90,000 to $99,999 | 5 | 2.7% |
| $100,000 to $124,999 | 20 | 10.8% |
| $125,000 to $149,999 | 25 | 13.5% |
| $150,000 to $199,999 | 20 | 10.8% |
| $200,000 and over | 20 | 10.8% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,399
Principal and interest
Calculated estimate
$3,057
Property tax
Calculated estimate
$192/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$661,000
Down payment
Calculated estimate
$132,200 (20%)
Estimated mortgage
Calculated estimate
$528,800
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,399
/mo
Rate
%
Amortization
Principal and interest
$3,057
Property tax (est.)
$192
P&I
Tax
Down payment
$132,200 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $132,200 down (20%) on $661,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 4.3996 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
