Coldstream · V1B1A4
$17,351/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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BEST DEAL ON THE LAKE! A rare opportunity to own a true luxury retreat on the shimmering turquoise waters of world-renowned Kalamalka Lake. This exquisite 7 bedroom, 6 bathroom residence combines timeless elegance with modern sophistication, offering incredible lake views from almost every room. Designed for both grand entertaining and relaxed family living, the home features a gourmet chef’s kitchen with a massive island, seamlessly flowing into bright and spacious living areas that showcase the unparalleled beauty of the lake and mountains beyond. Step outside to the expansive deck, perfect for hosting sunset dinners or simply soaking in the serenity of your private paradise. A funicular carries you to the water’s edge, where a brand-new dock with steel pilings, composite decking, and boat lift awaits in deep, crystal-clear water. The rare lakeside beach house adds a touch of exclusivity, complete with fridge, sink, and bathroom for the ultimate in waterfront convenience. Beyond the water, enjoy a private putting green, creating yet another space for family and friends to gather and play. Inside, the lower level is designed for leisure, featuring a vibrant games room, while the spacious bedrooms offer restful retreats for all. With its perfect blend of luxury, privacy, and lifestyle, this home captures the very essence of Okanagan living at its finest.
7
Beds
5,857 ft²
Floor area
1996
Year built
Single Family
Type
Mun of Coldstream
Area
Listed
March 23, 2026
$3,499,000 is 239.2% above the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
1h 23m
walk to Save-On-Foods
3h
bike to Orchard Park Exchange
9h 57m
walk to Orchard Park Exchange
11h 46m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 68%
| Detached | 23 | 67.6% |
| Townhouse | 4 | 11.8% |
| Land | 3 | 8.8% |
| Mobile home | 3 | 8.8% |
| Duplex | 1 | 2.9% |
| Under $5,000 | 5 | 0.9% |
| $15,000 to $19,999 | 5 | 0.9% |
| $20,000 to $24,999 | 10 | 1.7% |
| $25,000 to $29,999 | 10 | 1.7% |
| $30,000 to $34,999 | 10 | 1.7% |
| $35,000 to $39,999 | 10 | 1.7% |
| $40,000 to $44,999 | 15 | 2.6% |
| $45,000 to $49,999 | 15 | 2.6% |
| $50,000 to $59,999 | 35 | 6.0% |
| $60,000 to $69,999 | 25 | 4.3% |
| $70,000 to $79,999 | 30 | 5.1% |
| $80,000 to $89,999 | 30 | 5.1% |
| $90,000 to $99,999 | 45 | 7.7% |
| $100,000 to $124,999 | 70 | 12.0% |
| $125,000 to $149,999 | 65 | 11.1% |
| $150,000 to $199,999 | 90 | 15.4% |
| $200,000 and over | 115 | 19.7% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$17,351
Principal and interest
Calculated estimate
$16,185
Property tax
Calculated estimate
$1,017/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$3,499,000
Down payment
Calculated estimate
$699,800 (20%)
Estimated mortgage
Calculated estimate
$2,799,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$17,351
/mo
Rate
%
Amortization
Principal and interest
$16,185
Property tax (est.)
$1,017
P&I
Tax
Down payment
$699,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $699,800 down (20%) on $3,499,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
At 5.0852 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
