Salt Spring · V8K2W6
$3,344/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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MOVE IN READY! Experience immaculate island living in this sophisticated, bright Salt Spring Island view townhome nestled within a premier development. The open-concept upper level boasts stunning wide plank wood flooring, vaulted ceilings, a cozy three-sided propane fireplace, and solid fir doors and trim that ensure an elegant finish throughout. Step onto the East-facing sundeck to soak in spectacular Ganges Harbour views and sunrises, or retreat to the spacious upper Primary Suite, which features its own private West-facing balcony, a walk-in closet, and a beautifully updated, accessible 3-piece bathroom with heated floors and a walk-in shower. The versatile ground floor hosts two large bedrooms—one offering direct patio access and the other equipped with a convenient Murphy bed. Located in the tranquil, pet-friendly grounds of Cottonwood Close, complete with a pond and gazebo, this home includes a garage with a Level 2 EV charger. Enjoy the short walk to Ganges for all town amenities.
3
Beds
1,595 ft²
Floor area
1999
Year built
Single Family
Type
Salt Spring
Area
Listed
April 14, 2026
$699,000 is 32.2% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
6 min
walk to Country Grocer
1h 18m
bike to Alderlea Station
4h 20m
walk to Alderlea Station
2h 12m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Land · 35%
| Land | 18 | 34.6% |
| Detached | 17 | 32.7% |
| Townhouse | 13 | 25.0% |
| Other | 2 | 3.8% |
| Duplex | 1 | 1.9% |
| Other | 1 | 1.9% |
| Under $5,000 | 5 | 1.0% |
| $15,000 to $19,999 | 10 | 2.0% |
| $20,000 to $24,999 | 65 | 13.1% |
| $25,000 to $29,999 | 35 | 7.1% |
| $30,000 to $34,999 | 30 | 6.1% |
| $35,000 to $39,999 | 25 | 5.1% |
| $40,000 to $44,999 | 30 | 6.1% |
| $45,000 to $49,999 | 30 | 6.1% |
| $50,000 to $59,999 | 40 | 8.1% |
| $60,000 to $69,999 | 40 | 8.1% |
| $70,000 to $79,999 | 35 | 7.1% |
| $80,000 to $89,999 | 20 | 4.0% |
| $90,000 to $99,999 | 20 | 4.0% |
| $100,000 to $124,999 | 35 | 7.1% |
| $125,000 to $149,999 | 25 | 5.1% |
| $150,000 to $199,999 | 30 | 6.1% |
| $200,000 and over | 20 | 4.0% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,344
Principal and interest
Calculated estimate
$3,002
Property tax
Calculated estimate
$192/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$649,000
Down payment
Calculated estimate
$129,800 (20%)
Estimated mortgage
Calculated estimate
$519,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,344
/mo
Rate
%
Amortization
Principal and interest
$3,002
Property tax (est.)
$192
P&I
Tax
Down payment
$129,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $129,800 down (20%) on $649,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
