#1407 – 647 Michigan Street
Victoria · V8V1S9
$835/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Victoria · V8V1S9
$835/mo

Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
Wake up to sweeping south-facing views from the 14th floor of Orchard House, ideally situated in the heart of vibrant James Bay. This bright studio offers an efficient, open-concept layout and an unbeatable opportunity to enjoy one of Victoria's most sought-after neighbourhoods at an affordable price. Stroll to Beacon Hill Park, Dallas Road waterfront, Fisherman's Wharf, the Inner Harbour, downtown shops, restaurants and cafés—all just minutes from your door. Residents enjoy exceptional amenities including a heated outdoor pool, hot tub, sauna, workshop, secure underground parking stall, storage locker, bike storage and on-site caretaker. Monthly fees include heat, hot water and property taxes, offering excellent value and simplified ownership. Whether you're looking for your first home, a pied-à-terre or a peaceful place to enjoy Victoria's incredible lifestyle, this is urban coastal living at its best. ( 1 assessment paid in full by owner )
0
Beds
478 ft²
Floor area
1969
Year built
Single Family
Type
James Bay
Area
Listed
July 23, 2026
$139,000 is 78.7% below the Lower Mainland Apartment HPI benchmark of $652,200 (2026-04-01).
Nearby & Commute
5 min
walk to Red Barn Market
2 min
bike to Capital City Station
7 min
walk to Capital City Station
3h 55m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Condo / Apartment · 67%
| Condo / Apartment | 309 | 66.7% |
| Detached | 75 | 16.2% |
| Townhouse | 49 | 10.6% |
| Duplex | 9 | 1.9% |
| Land | 9 | 1.9% |
| Other | 12 | 2.6% |
| Under $5,000 | 10 | 2.6% |
| $5,000 to $9,999 | 5 | 1.3% |
| $10,000 to $14,999 | 10 | 2.6% |
| $15,000 to $19,999 | 10 | 2.6% |
| $20,000 to $24,999 | 20 | 5.2% |
| $25,000 to $29,999 | 25 | 6.5% |
| $30,000 to $34,999 | 15 | 3.9% |
| $35,000 to $39,999 | 25 | 6.5% |
| $40,000 to $44,999 | 20 | 5.2% |
| $45,000 to $49,999 | 25 | 6.5% |
| $50,000 to $59,999 | 45 | 11.7% |
| $60,000 to $69,999 | 35 | 9.1% |
| $70,000 to $79,999 | 30 | 7.8% |
| $80,000 to $89,999 | 30 | 7.8% |
| $90,000 to $99,999 | 20 | 5.2% |
| $100,000 to $124,999 | 30 | 7.8% |
| $125,000 to $149,999 | 15 | 3.9% |
| $150,000 to $199,999 | 10 | 2.6% |
| $200,000 and over | 5 | 1.3% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$835
Principal and interest
Calculated estimate
$643
Property tax
Calculated estimate
$42/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$139,000
Down payment
Calculated estimate
$27,800 (20%)
Estimated mortgage
Calculated estimate
$111,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$835
/mo
Rate
%
Amortization
Principal and interest
$643
Property tax (est.)
$42
P&I
Tax
Down payment
$27,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker

This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $27,800 down (20%) on $139,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Daily mean across the year.
On the drier side for BC.
Snow is the exception here.
Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
At 5.2034 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.