Surrey · V4A 7Y7
$6,492/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Fully renovated rancher in the highly sought-after Ocean Bluff community, located within the top-ranked Semiahmoo Secondary and Bayridge Elementary catchments. Positioned on a bright southwest-facing corner lot with rare back lane access, this 3-bedroom, 2-bathroom home offers both privacy and everyday convenience. Thoughtfully updated throughout, the home features a functional layout with spacious living and dining areas, while the open-concept kitchen, eating nook, and family room flow seamlessly into a sun-filled solarium—perfect for relaxing or entertaining. Surrounded by quiet, tree-lined streets with beautiful seasonal cherry blossoms, the neighborhood offers a charming and peaceful atmosphere. Ideally situated across from a park and just steps to transit, recreation, and schools.
Buy / sell history for 14206 20 Avenue, Surrey (Single Family Residence)
Market
Balanced
Buyer’s market
Balanced
Seller’s market
Lower Mainland Single Family: 11.3% sales-to-active ratio (buyer's market).
3
Beds
1,689 ft²
Floor area
1986
Year built
Single Family Residence
Type
South Surrey White Rock
Area
Estimate
14206 20 Avenue, Surrey (Single Family Residence)
Estimated value
?Estimated rent
?Rental yield
?School
iGrowth
iRental
i$1,290,000 is 21.7% below the Lower Mainland Single Family HPI benchmark of $1,647,000 (2026-04-01).
A few details are member-only
Room-by-room dimensions, the level-by-level area split, construction & systems, zoning, PID and legal. Free to reveal with an account.
Space & layout
Finished area
1,689ft²
Level-by-level split
MemberRoom by room
Main floor
Living Room
Kitchen
Dining Room
Primary Bedroom
Basement
Bedroom
Recreation Room
Construction & systems
Construction
Foundation
Roof
Flooring
Water
Sewer
Utilities
Lot, zoning & legal
Zoning
Legal description
Nearby & Commute
31 min
walk to Save-On-Foods
10 min
bike to White Rock Centre
33 min
walk to White Rock Centre
1h 22m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 47%
| Detached | 329 | 46.9% |
| Condo / Apartment | 272 | 38.8% |
| Townhouse | 75 | 10.7% |
| Land | 11 | 1.6% |
| Half-duplex | 8 | 1.1% |
| Other | 6 | 0.9% |
| $20,000 to $24,999 | 5 | 2.1% |
| $25,000 to $29,999 | 15 | 6.3% |
| $30,000 to $34,999 | 10 | 4.2% |
| $35,000 to $39,999 | 10 | 4.2% |
| $40,000 to $44,999 | 10 | 4.2% |
| $45,000 to $49,999 | 15 | 6.3% |
| $50,000 to $59,999 | 25 | 10.4% |
| $60,000 to $69,999 | 25 | 10.4% |
| $70,000 to $79,999 | 20 | 8.3% |
| $80,000 to $89,999 | 15 | 6.3% |
| $90,000 to $99,999 | 15 | 6.3% |
| $100,000 to $124,999 | 25 | 10.4% |
| $125,000 to $149,999 | 15 | 6.3% |
| $150,000 to $199,999 | 15 | 6.3% |
| $200,000 and over | 20 | 8.3% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$6,492
Principal and interest
Calculated estimate
$5,967
Property tax
Calculated estimate
$375/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,290,000
Down payment
Calculated estimate
$258,000 (20%)
Estimated mortgage
Calculated estimate
$1,032,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Original list price
$1,354,500
Mortgage estimate
Metro averages
Est. monthly total
$6,492
/mo
Rate
%
Amortization
Principal and interest
$5,967
Property tax (est.)
$375
P&I
Tax
Down payment
$258,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $258,000 down (20%) on $1,290,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
Daily mean across the year.
On the drier side for BC.
Snow is the exception here.
Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
At 3.1083 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
