Lumby · V0E2C4
$4,815/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Extraordinarily well set-up off-grid property nestled in the Monashee Mountains, featuring a rustic 1,664 sq. ft. log home with 3 bedrooms, modern off-grid services, functional outbuildings, and a horse setup. Enjoy the serene ambiance of a creek, healthy forest, trails, waterfall, river access, and total privacy. Access is via forest service road with a maintenance agreement providing year-round access right to the door. Services include a septic system (new within the last few years), gravity-fed creek water intake, numerous springs, solar power, solar vacuum tube heating, as well as a wood mass heating unit with propane backup and internet service. Between the small hydro power setup and solar power system, the property benefits from a stable, year-round sustainable power source. The creek system operates through winter, spring, and early summer, while solar power is most effective during late spring, summer, and fall. There is also a second older cabin ready for completion. Additional features include a rustic horse setup, small grazing area, and garden. Great rural and off-grid lifestyle property. Timber cruise available.
3
Beds
1,600 ft²
Floor area
1980
Year built
Single Family
Type
Trinity Valley
Area
Listed
May 12, 2026
$949,000 is 8.0% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
6h 3m
walk to Super A Foods
4h 50m
bike to Three Valley
16h 6m
walk to Three Valley
13h 24m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 60%
| Detached | 6 | 60.0% |
| Land | 2 | 20.0% |
| Farm | 1 | 10.0% |
| Other | 1 | 10.0% |
| $20,000 to $24,999 | 10 | 7.4% |
| $25,000 to $29,999 | 10 | 7.4% |
| $30,000 to $34,999 | 15 | 11.1% |
| $35,000 to $39,999 | 5 | 3.7% |
| $40,000 to $44,999 | 5 | 3.7% |
| $45,000 to $49,999 | 5 | 3.7% |
| $50,000 to $59,999 | 10 | 7.4% |
| $60,000 to $69,999 | 10 | 7.4% |
| $70,000 to $79,999 | 10 | 7.4% |
| $80,000 to $89,999 | 5 | 3.7% |
| $90,000 to $99,999 | 5 | 3.7% |
| $100,000 to $124,999 | 20 | 14.8% |
| $125,000 to $149,999 | 10 | 7.4% |
| $150,000 to $199,999 | 10 | 7.4% |
| $200,000 and over | 5 | 3.7% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,815
Principal and interest
Calculated estimate
$4,390
Property tax
Calculated estimate
$275/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$949,000
Down payment
Calculated estimate
$189,800 (20%)
Estimated mortgage
Calculated estimate
$759,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,815
/mo
Rate
%
Amortization
Principal and interest
$4,390
Property tax (est.)
$275
P&I
Tax
Down payment
$189,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $189,800 down (20%) on $949,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
At 6.3118 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Provincial farmland protection restricts subdivision and non-farm use.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
