Salt Spring · V8K1M5
$3,588/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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This well-appointed 3-bedroom, 1,200+ sq. ft. home is set on a natural, treed 1.28-acre lot, offering a practical balance of privacy, space and convenience. Vaulted ceilings and distinctive pyramid-style skylights fill the home with natural light, creating a bright, welcoming atmosphere. The open-concept living area flows onto a generous deck where you can relax, dine outdoors and entertain guests. A fireplace with an efficient insert adds warmth and ambiance. Just across the road, St. Mary Lake is renowned for swimming, trout and bass fishing and boating, placing some of Salt Spring’s favourite recreation right at your doorstep. Easy access to town, schools and ferries adds everyday accessibility, while piped water offers peace of mind during the drier summer months. Zoning allows for an accessory building or studio, offering the creative planner flexibility for additional workspace, or future possibilities. Truly a thoughtfully designed home—this is one to see.
3
Beds
1,272 ft²
Floor area
1963
Year built
Single Family
Type
Salt Spring
Area
Listed
April 16, 2026
$769,900 is 25.4% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
1h 9m
walk to Country Grocer
1h 19m
bike to Alderlea Station
4h 24m
walk to Alderlea Station
2h 6m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 75%
| Detached | 30 | 75.0% |
| Land | 6 | 15.0% |
| Other | 3 | 7.5% |
| Duplex | 1 | 2.5% |
| Under $5,000 | 5 | 1.6% |
| $15,000 to $19,999 | 10 | 3.2% |
| $20,000 to $24,999 | 15 | 4.8% |
| $25,000 to $29,999 | 5 | 1.6% |
| $30,000 to $34,999 | 10 | 3.2% |
| $35,000 to $39,999 | 15 | 4.8% |
| $40,000 to $44,999 | 10 | 3.2% |
| $45,000 to $49,999 | 5 | 1.6% |
| $50,000 to $59,999 | 30 | 9.5% |
| $60,000 to $69,999 | 35 | 11.1% |
| $70,000 to $79,999 | 20 | 6.3% |
| $80,000 to $89,999 | 15 | 4.8% |
| $90,000 to $99,999 | 25 | 7.9% |
| $100,000 to $124,999 | 40 | 12.7% |
| $125,000 to $149,999 | 25 | 7.9% |
| $150,000 to $199,999 | 25 | 7.9% |
| $200,000 and over | 25 | 7.9% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$3,588
Principal and interest
Calculated estimate
$3,238
Property tax
Calculated estimate
$200/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$699,999
Down payment
Calculated estimate
$140,000 (20%)
Estimated mortgage
Calculated estimate
$559,999
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$3,588
/mo
Rate
%
Amortization
Principal and interest
$3,238
Property tax (est.)
$200
P&I
Tax
Down payment
$140,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $140,000 down (20%) on $699,999, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
