Victoria · V8V1X9
$7,029/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
Book now
*** For more information, please click Brochure button. *** Beautifully updated 1908 character home located on a quiet street in the heart of James Bay, just steps from Ogden Point and Fisherman's Wharf. This 3-bedroom, 2 full bathroom home blends timeless character with thoughtful modern upgrades while retaining many original features that reflect the home’s historic charm and warmth. The tasteful kitchen renovation and updated kitchen/dining area create an ideal space for everyday living and entertaining, while the main floor features beautiful new maple hardwood flooring throughout. The main floor bathroom has been recently remodeled with in-floor heating, and the upstairs bathroom features a large soaker tub perfect for relaxing at the end of the day. Upgraded double pane windows, along with insulated exterior walls, attic, and basement, provide year-round comfort and energy efficiency. Offering 1,360 finished sq. ft. on a 34’ x 120’ R2 duplex-zoned lot, the property also features a detached studio in the fully fenced backyard, providing excellent flexibility for a home office, art studio or gym. Two composite decks create inviting outdoor living areas perfect for relaxing or entertaining. Major mechanical updates include a newer furnace and tankless hot water system. The front exterior door, french patio doors and all interior doors are solid fir. Solid rod iron fencing and gates in front and back yards. A rare opportunity to own a beautifully maintained character home with development potential in one of Victoria’s most sought-after neighbourhoods, moments from the waterfront, downtown, parks, cafés, and seaside walking paths.
3
Beds
1,285 ft²
Floor area
1908
Year built
Single Family
Type
James Bay
Area
Listed
July 23, 2026
Nearby & Commute
12 min
walk to Thrifty Foods James Bay
2 min
bike to Fisherman's Wharf
7 min
walk to Fisherman's Wharf
3h 55m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Condo / Apartment · 68%
| Condo / Apartment | 339 | 68.2% |
| Detached | 67 | 13.5% |
| Townhouse | 59 | 11.9% |
| Duplex | 10 | 2.0% |
| Land | 10 | 2.0% |
| Other | 12 | 2.4% |
| Under $5,000 | 5 | 1.3% |
| $15,000 to $19,999 | 10 | 2.5% |
| $20,000 to $24,999 | 25 | 6.3% |
| $25,000 to $29,999 | 15 | 3.8% |
| $30,000 to $34,999 | 5 | 1.3% |
| $35,000 to $39,999 | 10 | 2.5% |
| $40,000 to $44,999 | 15 | 3.8% |
| $45,000 to $49,999 | 15 | 3.8% |
| $50,000 to $59,999 | 20 | 5.1% |
| $60,000 to $69,999 | 25 | 6.3% |
| $70,000 to $79,999 | 25 | 6.3% |
| $80,000 to $89,999 | 20 | 5.1% |
| $90,000 to $99,999 | 25 | 6.3% |
| $100,000 to $124,999 | 55 | 13.9% |
| $125,000 to $149,999 | 35 | 8.9% |
| $150,000 to $199,999 | 50 | 12.7% |
| $200,000 and over | 40 | 10.1% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
Request the due-diligence package
Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$7,029
Principal and interest
Calculated estimate
$6,471
Property tax
Calculated estimate
$408/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,399,000
Down payment
Calculated estimate
$279,800 (20%)
Estimated mortgage
Calculated estimate
$1,119,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$7,029
/mo
Rate
%
Amortization
Principal and interest
$6,471
Property tax (est.)
$408
P&I
Tax
Down payment
$279,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $279,800 down (20%) on $1,399,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Daily mean across the year.
On the drier side for BC.
Snow is the exception here.
Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
At 5.2034 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
