Salt Spring · V8K1S8
$8,013/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Tucked into five sun-drenched acres of meadows, forest trails, and enchanting gardens, this beautifully renovated country property captures the essence of Salt Spring Island living. Filled with natural light and thoughtfully arranged over 3,178 sq. ft., this exceptional Salt Spring Island home offers remarkable flexibility for multi-generational living, extended family, a mortgage helper, caretaker accommodation, guest suite, home-based business, or creative pursuits. Extensive renovations have transformed the home, featuring a stunning chef-inspired kitchen with quartz countertops, induction cooking, elegant new bathrooms, oak flooring throughout, a custom walk-in closet, sunken office, rebuilt garden-view deck, and a beautifully renovated upper-level three-bedroom suite with excellent income or family living potential. The gently sloping south-facing acreage is a rare blend of open meadows, established gardens, and peaceful forest trails, offering endless opportunities to garden, explore, entertain, or simply enjoy the tranquility of nature. Durable metal roofing on both the home and outbuilding provides long-term peace of mind, while the versatile outbuilding offers additional space for hobbies, storage, or workshop use. Whether you’re searching for a private family estate, an island retreat with room for everyone, or a property that offers flexibility for rental income or a caretaker, this home delivers exceptional lifestyle and value. Located just minutes from Ganges and all amenities, it offers the perfect balance of privacy, sunshine, convenience, and the relaxed lifestyle that makes Salt Spring Island real estate so sought after. A rare opportunity to own a move-in-ready country property with space to grow, gather, and create lasting memories
5
Beds
3,178 ft²
Floor area
1993
Year built
Single Family
Type
Salt Spring
Area
Listed
August 6, 2026
Nearby & Commute
38 min
walk to Thrifty Foods
1h 29m
bike to Alderlea Station
4h 56m
walk to Alderlea Station
2h 7m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Land · 34%
| Land | 14 | 34.1% |
| Detached | 13 | 31.7% |
| Townhouse | 12 | 29.3% |
| Other | 2 | 4.9% |
| Under $5,000 | 15 | 1.9% |
| $5,000 to $9,999 | 5 | 0.6% |
| $10,000 to $14,999 | 5 | 0.6% |
| $15,000 to $19,999 | 15 | 1.9% |
| $20,000 to $24,999 | 30 | 3.8% |
| $25,000 to $29,999 | 30 | 3.8% |
| $30,000 to $34,999 | 15 | 1.9% |
| $35,000 to $39,999 | 35 | 4.4% |
| $40,000 to $44,999 | 30 | 3.8% |
| $45,000 to $49,999 | 25 | 3.1% |
| $50,000 to $59,999 | 45 | 5.6% |
| $60,000 to $69,999 | 65 | 8.1% |
| $70,000 to $79,999 | 40 | 5.0% |
| $80,000 to $89,999 | 40 | 5.0% |
| $90,000 to $99,999 | 50 | 6.3% |
| $100,000 to $124,999 | 75 | 9.4% |
| $125,000 to $149,999 | 70 | 8.8% |
| $150,000 to $199,999 | 80 | 10.0% |
| $200,000 and over | 130 | 16.3% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$8,013
Principal and interest
Calculated estimate
$7,396
Property tax
Calculated estimate
$467/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,599,000
Down payment
Calculated estimate
$319,800 (20%)
Estimated mortgage
Calculated estimate
$1,279,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$8,013
/mo
Rate
%
Amortization
Principal and interest
$7,396
Property tax (est.)
$467
P&I
Tax
Down payment
$319,800 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $319,800 down (20%) on $1,599,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
