Kelowna · V1P1R4
$2,907/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Welcome to The Gate, one of Black Mountain’s most sought-after townhouse communities! Offered for sale for the first time by its original owner, this well-maintained 3-bedroom, 2.5-bath end-unit offers privacy, comfort and convenience. Ideally located on the quiet side of the complex, one of the benefits of this corner home is the abundance of natural light from the extra windows. Central air conditioning keeps you comfortable year-round. The open-concept main floor is ideal for everyday living and entertaining, featuring a stylish kitchen with quartz countertops, ample cabinetry, generous prep space and a large island overlooking the dining and living areas. Step onto the spacious sundeck with a natural gas BBQ hookup—perfect for summer entertaining or relaxing with your morning coffee. Upstairs, the spacious primary bedroom includes a full ensuite, while the second bedroom features its own walk-in closet. A third bedroom, full bathroom and conveniently located upper-floor laundry complete the upper level. The main floor powder room and tandem double garage provide excellent functionality with plenty of room for vehicles, bikes and extra storage. The Gate is a pet-friendly, family-oriented community with well-kept grounds, and spacious green space . Minutes from Black Mountain Golf Club, schools, parks, hiking trails, shopping, Big White, UBCO, Kelowna International Airport and downtown Kelowna, this exceptional home offers an outstanding Okanagan lifestyle.
3
Beds
1,385 ft²
Floor area
2015
Year built
Single Family
Type
Black Mountain
Area
Listed
July 27, 2026
Nearby & Commute
54 min
walk to Save-On-Foods
31 min
bike to Orchard Park Exchange
1h 42m
walk to Orchard Park Exchange
11h 9m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 69%
| Detached | 69 | 69.0% |
| Land | 15 | 15.0% |
| Townhouse | 9 | 9.0% |
| Duplex | 3 | 3.0% |
| Farm | 3 | 3.0% |
| Other | 1 | 1.0% |
| Under $5,000 | 10 | 1.2% |
| $5,000 to $9,999 | 5 | 0.6% |
| $10,000 to $14,999 | 10 | 1.2% |
| $15,000 to $19,999 | 15 | 1.8% |
| $20,000 to $24,999 | 15 | 1.8% |
| $25,000 to $29,999 | 20 | 2.4% |
| $30,000 to $34,999 | 15 | 1.8% |
| $35,000 to $39,999 | 25 | 3.0% |
| $40,000 to $44,999 | 25 | 3.0% |
| $45,000 to $49,999 | 20 | 2.4% |
| $50,000 to $59,999 | 45 | 5.4% |
| $60,000 to $69,999 | 60 | 7.2% |
| $70,000 to $79,999 | 50 | 6.0% |
| $80,000 to $89,999 | 40 | 4.8% |
| $90,000 to $99,999 | 40 | 4.8% |
| $100,000 to $124,999 | 115 | 13.9% |
| $125,000 to $149,999 | 85 | 10.2% |
| $150,000 to $199,999 | 125 | 15.1% |
| $200,000 and over | 110 | 13.3% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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Relta requests these from the listing agent and strata and follows up with what is available. Availability is not guaranteed. Review any documents with the appropriate professionals.
A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$2,907
Principal and interest
Calculated estimate
$2,590
Property tax
Calculated estimate
$167/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$560,000
Down payment
Calculated estimate
$112,000 (20%)
Estimated mortgage
Calculated estimate
$448,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$2,907
/mo
Rate
%
Amortization
Principal and interest
$2,590
Property tax (est.)
$167
P&I
Tax
Down payment
$112,000 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $112,000 down (20%) on $560,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
Daily mean across the year.
On the drier side for BC.
Hours of sun a year, 1981–2010 average.
Averaged from the last ten complete years of Environment Canada observations at the nearest principal station, so it reflects the climate as it is now rather than a thirty year normal. Bright sunshine is the exception: it is no longer measured at these stations, so that figure is the long term average.
At 4.4661 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
