Penticton · V2A2G8
$4,208/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
Schedule private showing
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Step into a treasured chapter of Penticton history with the iconic Captain Stevens Edwardian Cottage. Built in 1906 and carefully maintained over the years, this remarkable character home blends timeless architecture with modern comfort. Set on a beautifully landscaped 12,000+ sq. ft. lot framed by mature trees and new privacy fencing, the property offers charm and serenity in a prime central location. The main floor spans over 2,000 sq. ft. and welcomes you through a gracious foyer into formal living and dining rooms that highlight classic Edwardian craftsmanship. The updated kitchen provides everyday functionality while preserving the home’s authentic warmth. Also on this level is a flexible suite-style space—ideal for extended family or guests—featuring a cozy sitting room with gas fireplace, a spacious bedroom, and a fully renovated 2025 bathroom with walk-in shower. Upstairs, you’ll find three additional bedrooms, each with walk-in closets, plus a charming bathroom with a classic clawfoot tub that complements the home’s historic character. Outside, lush perennial gardens create a peaceful setting, with ample parking and a detached garage adding convenience. An exterior elevator lift enhances accessibility and ease of living. Just minutes from downtown amenities and the lakefront, this rare heritage property offers a unique blend of history, comfort, and lifestyle in the heart of Penticton.
4
Beds
3,283 ft²
Floor area
1906
Year built
Single Family
Type
Main North
Area
Listed
March 2, 2026
$899,000 is 12.8% below the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
8 min
walk to Penticton IGA
1h 11m
bike to Prairie Valley Station
3h 57m
walk to Prairie Valley Station
10h 16m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 40%
| Detached | 121 | 39.7% |
| Condo / Apartment | 63 | 20.7% |
| Townhouse | 42 | 13.8% |
| Land | 30 | 9.8% |
| Duplex | 27 | 8.9% |
| Other | 22 | 7.2% |
| $15,000 to $19,999 | 10 | 3.1% |
| $20,000 to $24,999 | 20 | 6.3% |
| $25,000 to $29,999 | 25 | 7.8% |
| $30,000 to $34,999 | 20 | 6.3% |
| $35,000 to $39,999 | 25 | 7.8% |
| $40,000 to $44,999 | 20 | 6.3% |
| $45,000 to $49,999 | 25 | 7.8% |
| $50,000 to $59,999 | 35 | 10.9% |
| $60,000 to $69,999 | 30 | 9.4% |
| $70,000 to $79,999 | 25 | 7.8% |
| $80,000 to $89,999 | 25 | 7.8% |
| $90,000 to $99,999 | 10 | 3.1% |
| $100,000 to $124,999 | 20 | 6.3% |
| $125,000 to $149,999 | 20 | 6.3% |
| $150,000 to $199,999 | 5 | 1.6% |
| $200,000 and over | 5 | 1.6% |
Pick the records that matter for this property. Relta inquires with the listing agent and strata on your behalf, then tells you what came back. Some documents cannot always be obtained.
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$4,208
Principal and interest
Calculated estimate
$3,816
Property tax
Calculated estimate
$242/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$825,000
Down payment
Calculated estimate
$165,000 (20%)
Estimated mortgage
Calculated estimate
$660,000
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$4,208
/mo
Rate
%
Amortization
Principal and interest
$3,816
Property tax (est.)
$242
P&I
Tax
Down payment
$165,000 (20%)
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Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $165,000 down (20%) on $825,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 5.4404 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
