Summerland · V0H1Z9
$6,046/mo
Jessica Kuan
Licensed Mortgage Broker
Estimate only. Rates and qualification depend on your application.
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Nestled at the end of a private cul-de-sac in desirable Trout Creek, this charming two-storey home offers a wonderful opportunity for families and empty-nesters alike. Enjoy a traditional, functional floor plan complemented by a private entertainment deck with view of Giants Head Mountain, double car garage including a level 2 EV charger, a low-maintenance lot and a 1 bedroom in-law suite. This well-appointed home features 4 bedrooms plus a den, 3 bathrooms, luxury vinyl plank flooring, new kitchen appliances, a new furnace and a/c, a new roof, updated plumbing and a cozy gas fireplace—perfect for year-round comfort. Ideally located just steps from Okanagan Lake, Powell Beach Park, local tennis and pickleball courts, and Trout Creek Elementary School, this fantastic neighbourhood offers an exceptional lifestyle in one of the area’s most sought-after communities.
5
Beds
2,355 ft²
Floor area
1990
Year built
Single Family
Type
Trout Creek
Area
Listed
May 21, 2026
$1,290,000 is 25.1% above the Lower Mainland Composite HPI benchmark of $1,031,500 (2026-04-01).
Nearby & Commute
1h 6m
walk to IGA
37 min
bike to Prairie Valley Station
2h 2m
walk to Prairie Valley Station
10h 10m
drive to downtown Vancouver
Estimated travel times. Map data © OpenStreetMap contributors.
Most listed
Detached · 67%
| Detached | 22 | 66.7% |
| Land | 5 | 15.2% |
| Duplex | 3 | 9.1% |
| Farm | 3 | 9.1% |
| $30,000 to $34,999 | 5 | 3.3% |
| $50,000 to $59,999 | 5 | 3.3% |
| $60,000 to $69,999 | 10 | 6.7% |
| $70,000 to $79,999 | 15 | 10.0% |
| $80,000 to $89,999 | 5 | 3.3% |
| $90,000 to $99,999 | 5 | 3.3% |
| $100,000 to $124,999 | 25 | 16.7% |
| $125,000 to $149,999 | 15 | 10.0% |
| $150,000 to $199,999 | 25 | 16.7% |
| $200,000 and over | 40 | 26.7% |
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A clearer view of the monthly and upfront costs connected to this home.
Monthly ownership costs
Estimated monthly total
Calculated estimate
$6,046
Principal and interest
Calculated estimate
$5,546
Property tax
Calculated estimate
$350/mo
Home insurance
Assumption
$150/mo
Purchase snapshot
List price
Listing data
$1,199,000
Down payment
Calculated estimate
$239,800 (20%)
Estimated mortgage
Calculated estimate
$959,200
Estimates update with the mortgage controls below. They do not include utilities, maintenance, legal fees, or other closing costs.
Mortgage estimate
Metro averages
Est. monthly total
$6,046
/mo
Rate
%
Amortization
Principal and interest
$5,546
Property tax (est.)
$350
P&I
Tax
Down payment
$239,800 (20%)
Get Pre-Approved
Jessica specialises in residential financing across Greater Vancouver, helping buyers secure competitive rates and navigate complex purchases with clarity.
Jessica Kuan
Licensed Mortgage Broker
This is an estimate only and does not constitute financial advice or a mortgage offer. Based on $239,800 down (20%) on $1,199,000, Canadian semi-annual compounding. Property tax estimated at Greater Vancouver metro average. No strata fee on record for this listing. Home insurance, land transfer tax, and closing costs are not included. Consult a licensed mortgage professional for personalised advice. Mortgage professionals featured here are independent licensed brokers. Ray Rasouli may receive a referral fee if you choose to work with one. You are under no obligation to use any recommended provider. Full disclosure.
At 4.3996 per $1,000 of assessed value.
Estimated by applying the municipal rate to the asking price. Your actual bill is based on the BC Assessment value, which is set separately and usually differs from the sale price. Home owner grants are not included.
Variable mortgages are quoted against this.
Fixed mortgage pricing follows this.
Set by the Bank of Canada.
These are benchmark rates, not mortgage quotes. Your rate depends on the lender, the term, and your file.
In a mapped wildland-urban interface zone. Affects insurance and FireSmart requirements.
Based on where this point falls in provincial map layers, not a site survey or a formal hazard assessment. Confirm with the municipality, a professional, and your insurer before relying on it.
